US Dollar Non-Redeemable GIC
A guaranteed way to make your US dollars (USD) grow.
Grow safe, grow smart
Deposit your money for a set period of time and earn a predictable return. Your principal and interest are both fully guaranteed.
Earn USD on USD
Don't stress about the conversion rate. Deposit funds, earn interest at competitive rates and redeem at the end of your term--all in US dollars.
Choose your own terms
This GIC is non-cashable during the investment term, so choose a term length that works for you—from 30 days to five years.
Key product details
| Interest earned | See current rates1 |
| Term | 30 days-5 years |
| Minimum investment | $100, $500 or $1000 USD2 |
| Maximum investment | Unlimited |
| Redeemable during term | No |
| Registered investment options | No |
Frequently Asked Questions
Yes, you can. The US Dollar Non-Redeemable GIC can be held as a joint investment between two or more co-signers.
The US Dollar Non-Redeemable GIC can't be held as part of a registered government investment plan such as a TFSA, RRSP or RRIF.
If you're looking to earn tax-free returns on a similar investment, consider our Canadian dollar Non-Redeemable GIC, or any one of our other CAD GICs.
Even though this is called a "non-redeemable" GIC, it can be redeemed in the event of the holder's death—even if the term hasn't ended.
Ready to get started?
The US Dollar Non-Redeemable GIC: a secure, straightforward way to invest your USD. No conversion formula required.
Find the USD savings investment that works for you.
Save beyond borders
US Dollar Investment Savings
Grow your US dollars in a savings account that's also a guaranteed investment with competitive rates and complete liquidity.
Invest in USD with access
US Dollar Redeemable GIC
Secure and grow your money risk-free. You get competitive interest rates, and flexible terms and interest frequencies—all in US funds.
Invest in USD for a set term
US Dollar Non-Redeemable GIC
A GIC with set terms and guaranteed returns. You can't redeem it before your term ends—which means more time for your USD to earn interest in USD.
Depends on term and frequency selected.
$100 for Generation Account holders. For all other investors, $500 for terms 1 year or longer and $1,000 for terms less than 1 year.