How we can make your first mortgage work for you.
Not all mortgage pre-approvals are created equal
At ATB we do a little extra work up front so you can be extra confident in the amount that we pre-approve you for when you’re house hunting.
Find the mortgage that's right for you.
Frequently Asked Questions
Unfortunately, not. Once you have a down payment of at least 5%, you may qualify for an Insured Mortgage, but 5% is the minimum we can accept.
That’s two FAQs but we’ll address them both here in the difference between pre-qualification and pre-approval.
Pre-payment percentage based on original mortgage amount. Prepay or increase payments by 10% available on Rate First mortgages only.