First-time Home Buyers
Congratulations! You're ready to buy your first home, and we're here to make it as simple, straightforward and affordable as possible.
How we can make your first mortgage work for you.
Not all mortgage pre-approvals are created equal
At ATB we do a little extra work up front so you can be extra confident in the amount that we pre-approve you for when you’re house hunting.
Find the mortgage that's right for you.
Frequently Asked Questions
Unfortunately, not. Once you have a down payment of at least 5%, you may qualify for an Insured Mortgage, but 5% is the minimum we can accept.
That’s two FAQs but we’ll address them both here in the difference between pre-qualification and pre-approval.
Pre-payment percentage based on original mortgage amount. Prepay or increase payments by 10% available on Rate First mortgages only.