Mortgages

First-time Home Buyers

Congratulations! You're ready to buy your first home, and we're here to make it as simple, straightforward and affordable as possible.

Everything you need to know about home buying. In one place.

A home is a huge purchase—possibly the biggest purchase you'll make in your life. We want to help make sure you have all the information you need to help along the way.

Our complete guide to buying a home in Alberta takes you through the home buying process step-by-step so you can feel confident taking the leap.

How we can make your first mortgage work for you.

Not all mortgage pre-approvals are created equal

At ATB we do a little extra work up front so you can be extra confident in the amount that we pre-approve you for when you’re house hunting.

Repay your way

Increase regular payments by up to 20%1per year, or prepay up to 20%1of your original mortgage amount per year. With Loan Protection, you may be able to have payments covered in the event of death or disability.

​Find the mortgage that's right for you.

Frequently Asked Questions

Unfortunately, not. Once you have a down payment of at least 5%, you may qualify for an Insured Mortgage, but 5% is the minimum we can accept.

That’s two FAQs but we’ll address them both here in the difference between pre-qualification and pre-approval.

Need help?

Our Client Care team will be happy to assist.

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