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Buying your first home should be an exciting time. We’re here to help make it as simple & financially accessible as possible with extra cash or our lowest rate. Ready to connect?
Buying your first home should be an exciting time. We’re here to help make it as simple & financially accessible as possible with extra cash or our lowest rate. Ready to connect?
Take advantage of our lowest rate of 3.99%* on a 5-year ATB Rate First mortgage.
Get the lowest rateUse our easy online tool to get pre-approved for a mortgage and be certain of your loan amount. You’ll get results in two business days.
Get startedGet started with an expert or with our online mortgage pre-approval process.
Term | Residential Mortgage | Rate First Residential Mortgage |
---|---|---|
5 Year Conventional | 4.94% | 4.89% |
4 Year Conventional** | 4.99% | N/A |
3 Year Conventional | 4.94% | N/A |
Just apply for a select 3 to 5 year mortgage with the standard client rate. The mortgage must be for your primary residence, in an amount of $200,000 or more, and be approved and fully advanced by October 31, 2025. Reach out to us to get started.
Set up a one-on-one conversation about all things mortgage with an ATB expert.
Open the door to homeownership with our flexible mortgage and competitive rates. We offer payment options to help you achieve your home buying goals.
Take advantage of our lowest rate. Lock in a 5-year, fixed rate and enjoy knowing your rate and payment will stay the same for the entire term.
Discover how different variables like payment increases, lump sum payments or different interest rates impact your mortgage cost.
We have guidance and resources for every phase of your journey, whether you’ve just started searching listings or you’re ready to close the deal.
We have local expertise, excellent and accessible mortgage options and helpful advice every step of the way.
Rest easy
Mortgage protection insurance from ATB will protect your loved ones from financial risk in the event of unexpected illness, disability or death.
Protect your home
Get a disappearing deductible, identity theft coverage, optional overland water protection and more—all at 15% off for ATB clients.
*Terms and conditions apply: