Why ATB is a smart choice for your mortgage
No homeownership dream is too bold. Your complexity is our specialty.
Additional structures
Houses are just the start of what you can mortgage with ATB. Property types like laneway homes, shouses, shops, barndominiums and carriage homes are eligible for financing.
New to Canada
ATB can help you from the beginning to save for a downpayment and buy your first home in Canada. For new Canadians landed five years or less, we have expertise on establishing credit.
Options for homes of (almost) any size
With options as little as 5% down, you can borrow for a primary residence situated on up to 160 acres of land.
New home construction
We’ll work with you as you build your new home, whether as a self builder or working directly with a homebuilder. All new home construction requires new home warranty coverage.
Professional health care lending program
We provide special mortgage options for doctors, dentists and veterinarians in practice or in the last two years of their programs, including those new to Canada and non-permanent residents.
Whether it’s your first home or your next one, every ATB mortgage includes:
Reliable support, right here in Alberta
Our mortgage team only serves one market—Alberta. Our firsthand knowledge of the housing market and our commitment to our community makes a difference that you’ll notice.
Flexible payment schedules
Time your payments for whenever it works best for you. Pick from monthly, every two weeks and semi-monthly.
The option to renew early
ATB mortgages can be renewed up to 120 days before maturity, whether you want to capitalize on a great rate or get it off your to-do list.
Dedicated help for self-employed Albertans
Our mortgage team includes specialists who work only with self-employed Albertans. Our process is straightforward, transparent and predictable.
Mortgage default insurance
If your down payment is less than 20%, you’ll need mortgage default insurance. ATB works with three mortgage insurers: CMHC, Sagen and Canada Guaranty.
Make your next move.
I want to buy my first home.
Learn everything you need to know about buying your first home in Alberta.
I want to buy my next home.
Whether your next home is a new forever home, an investment property, or your dream vacation destination, an ATB mortgage can help.
I want to switch to ATB.
Find out how and why to switch your mortgage to ATB. Our dedicated team of experts will make the process simple and easy.
I want to build on my property.
Grow your space and expand your possibilities with in-law suites, residential shops and more with help from ATB.
I need a mortgage loan.
Finding the right mortgage starts with understanding your options.
I need a line of credit.
A home equity line of credit (HELOC) can provide the funds you need to reach a goal or manage an emergency.