Mortgage lending
Wherever you are on your home ownership journey, ATB can help you find a solution that’s right for you.
Talk to an expertMortgage lending options
Rate First Mortgage
Get our lowest rate and peace of mind with a 5-year fixed term. You’ll know exactly what your rate and payment will be for the entire term.
Residential Mortgage
In need of more flexibility? We offer fixed and variable terms, prepayment privileges, and customizable payment options with our Residential Mortgage.
Residential Outbuildings
ATB is proud to be the first financial institute to offer financing for residential outbuildings like in-law suites, carriage houses, garden suites and residential shops.
Home Equity Line of Credit
You can use what you have already to get more of what you want, on your timeline.
Flex Home Equity Line of Credit
As you pay down your mortgage, you get more access to funds you can use to make your already great life even better.
Compare ATB Mortgages
Make your next move.
I want to buy my first home.
Learn everything you need to know about buying your first home in Alberta.
I want to buy my next home.
Whether your next home is a new forever home, an investment property, or your dream vacation destination, an ATB mortgage can help.
I want to switch to ATB.
Find out how and why to switch your mortgage to ATB. Our dedicated team of experts will make the process simple and easy.
I want to build on my property.
Grow your space and expand your possibilities with in-law suites, residential shops and more with help from ATB.
130 year amortization is only available for a first time home buyer who is purchasing a newly constructed home. For more information about criteria, visit the Government of Canada website or connect with a mortgage specialist.
2A high ratio mortgage includes mortgage default insurance. In Canada, it’s mandatory to purchase mortgage default insurance if you’re putting down less than 20% toward the purchase of your home (between 5% and 19.99%). The high ratio rate is only available on insured mortgages for residential property valued at under $1,000,000, for clients who have put less than 20% down, and are eligible for (and purchase) mortgage default insurance, as well as meet other conditions.