It all adds up. Save smart and earn up to 3.75% interest.*

Making regular contributions into an interest-earning account builds a solid foundation for your financial future.

At ATB, we have a selection of smart accounts to help you grow your money. And for a limited time, when you grow your savings into qualifying new or existing ATB savings accounts, you can receive a bonus of up to 2.3%* in addition to the base interest rate of the account.

Earn bonus interest with these smart ATB accounts

Explore more options with our GICs

Invest in a 15 month Non-Redeemable GIC at 4.85% and watch your savings grow.

Compare offer-eligible accounts

Account Springboard Savings Account First Home Savings Account Daily Interest Account Tax-Free Saver Account RRSP Daily Interest Account
Interest Rate with Bonus1 $0 - $4,999.99: 2.50% (0.50% + 2.00% bonus)
$5,000 - $249,999.99: 3.00% (1.00% + 2.00% bonus)
$250,000 and over: 3.75% (1.75% + 2.00% bonus)
All balances: 3.00% (0.80% + 2.20% bonus) All balances: 2.50% (0.50% + 2.00% bonus) All balances: 2.50% (0.20% + 2.30% bonus)
Benefits Easy to access savings in case of emergencies. Contributions are tax deductible and tax free with qualifying withdrawals. Interest earned is tax free. Contributions are tax deductible.
Considerations Interest earned is taxable. There are lifetime limits for contributions into an FHSA. TFSA contribution limits are set annually by CRA. The 2024 TFSA contribution limit is $7,000, up from $6,500 in 2023. Access to funds are subject to withholding tax and the amount also needs to be included as income when filing your taxes.

Maximize your RRSP

It’s that time of year. The RRSP contribution deadline is February 29, 2024. Talk to an advisor about your contributions.

Expert advice and tools to help you save more

Looking for more savings options?

We can help guide you towards solutions that meet your savings goals. Talk to a savings expert today.

Frequently asked questions

Yes, any net new funds into a new or existing Springboard Savings, First Home Savings Account Daily Interest Account, Tax-Free Saver Account or RRSP Daily Interest Account will receive the interest rate bonus in addition to the regular interest rate of the account.

Net new funds can be defined as an increase or decrease in balance by making additional contributions / deposits or withdrawals to the account (which can come from a different ATB account type, or by transferring funds from another FI.) during the campaign period.

The bonus interest offer runs from January 8, 2024 - June 30, 2024.

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