Making regular contributions into an interest-earning account can be an important pillar of a sound financial strategy.
We have a simple, smart way to grow your money. For a limited time, grow your savings in a new or existing savings account and receive a bonus of up to 2%* in addition to the base interest rate of the account.
Earn up to 2%* bonus interest with these ATB accounts
Compare the accounts included in this offer
|Account||Springboard Savings Account||Tax-Free Saver Account||RRSP Daily Interest Account|
|Interest Rate with Bonus1||$0 - $4,999.99: 3.00% (1.00% + 2.00% bonus)
$5,000 - $249,999.99: 3.25% (1.35% + 1.90% bonus)
$250,000 and over: 3.50% (1.50% + 2.00% bonus)
|$0 - $4,999.99: 2.70% (0.70% + 2.00% bonus)
$5,000 - $99,999.99: 2.70% (0.70% + 2.00% bonus)
$100,000 and over: 2.70% (0.70% + 2.00% bonus)
|All balances: 2.20% (0.20% + 2.00% bonus)|
|Benefits||Easy to access savings in case of emergencies.||Interest earned is tax free.||Contributions are tax deductible.|
|Considerations||Interest earned is taxable.||There is a limit on the amount that can be in a TFSA.||Access to funds are subject to withholding tax and the amount also needs to be included as income when filing your taxes.|
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The fine print in large font
Yes, any net new funds into a new or existing Springboard Savings, Tax-Free Saver Account or RRSP Daily Interest Account will receive the interest rate bonus in addition to the regular interest rate of the account.
Any amount above the starting balance on January 9, 2023 in the qualifying account will receive the bonus interest.
The bonus interest runs from January 9, 2023 - June 30, 2023.
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Interest is calculated on the daily account closing balance and paid monthly on the last day of the month. Interest is paid in the same currency as the account. Interest rates are calculated on a per annum basis. Interest rates and balance tiers are subject to change at any time without advance notice.
* The bonus offer is available on net new funds deposited into a new or existing Springboard Savings Account, TFSA Account or RRSP Daily Interest Account between January 9 and June 30, 2023. The bonus interest rate will be calculated daily and paid out monthly on net new balances. Tax implications may be associated with this offer. This offer is subject to change without notice and cannot be combined with other offers.