Investment Express Loan

Financing for your investments.

Kickstart retirement investing

Our team of advisors can help you build a plan and see if it makes sense to borrow this year to make your RRSP contribution.

When opportunity knocks

Answer the call. Apply your loan to either registered or non-registered​ investments, even if they aren't retirement related.

Whatever works for you

Choose from variable or fixed interest rates based on ATB's prime rate. Interest-only payments are available if you choose a variable option.

Key product details

Interest rate Fixed or variable, based on ATB's prime rate, ranging from 7.20%-14.20%1
Repayment term 0-12 months
Maximum loan Based on maximum annual RRSP contribution and approved credit
Early repayment In full at any time, no penalty

Frequently Asked Questions

Yes. You can repay the loan in full at any time without penalty, or simply save on interest by making payments more frequently.

It depends. One of our specialists can help you determine if your return on investment will outweigh the interest you will pay.

RRSPs are not the only account you can use for retirement planning. Investing early and often is key, and our advisors can help you determine if borrowing to top up your RRSP is best, or if just starting to contribute regularly to an RRSP or TFSA will help you reach your goals faster.

Ready to get started?

The Investment Express Loan can provide you with additional cash to continue saving steadily for retirement.

​Find the loan that's right for you.

Need help?

Our Client Care team will be happy to assist.

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