Customized financing—because your goals are worth it.
A major purchase, a once-in-a-lifetime experience, or maybe just to reduce your interest payments and consolidate your debt.
With the help of our personal banking specialists, you can choose between a variable or a fixed interest rate, depending on your needs.
Choose a repayment schedule that works for you with terms from one to five years. Prepay, increase your payments or repay in full at any time.
Key product details
|Interest rate||Fixed or variable, based on ATB's prime rate|
|Repayment term||1-5 years|
|Early repayment||In full at anytime, no penalty|
Frequently Asked Questions
Yes, you can switch between fixed or variable interest rates on your personal loan at any time without penalty.
When the variable interest rate rises or falls, your payments will likely stay the same, but your amortization term will increase or decrease respectively. That means if the variable interest rate falls, you could pay off your loan sooner. The opposite would be true if the variable interest rate rises.
Yes, you can pay off your personal loan in full without any penalty.
Find the loan that's right for you.
Related documents: Loan Agreement Terms and Conditions (PDF)
Based on approved credit.