Chequing Accounts

Freedom Account

Financial freedom for 59+.

Ditch your monthly fee

No monthly fees and unlimited credit and debit transactions. You can decide how to spend every cent and move your money simply and securely.

Get the perks

Free personalized cheques (limited styles)1 and a $10 discount on the annual fee for a safety deposit box.

Share the wealth

By opening a joint Freedom Account you can extend all the same benefits to a joint account holder, even if they're under 592.

Protect your balance

Apply for optional Overdraft Protectionand provide a cushion for unexpected changes to your balance. Pay only if you use it.3

Key product details

Monthly fee $0
Interac e-Transfer® Unlimited, free
Interac e-Transfer Request Money $1.50 each
Global Transfers $50 - $999.99: $5 CAD
$1,000 - $5,000: Free
Special countries: $15 CAD
Personalized Cheques One free personalized cheque order per calendar year (limited styles)
Bank Drafts Free

Frequently Asked Questions

After you've applied and been approved for Overdraft Protection, you won't pay for it unless you decide to use it. If Overdraft Protection is used, there is a minimum charge of $4 or interest, whichever is greater. Interest is calculated daily on the daily closing overdrawn balance at 19.25% per annum, charged and payable monthly.2

Overdraft Protection is only available by application and on approved credit.

You'll have free access to ATB Online® and ATB Mobile banking, as well as unlimited telephone banking inquiries.

Within Alberta, you pay regular fees at non-ATB ABMs. You should be notified of these fees and prompted to approve them before proceeding with the transaction.

Withdraw cash at any ABM outside Alberta, but within Canada, on our dime. We'll reimburse $4.50 per withdrawal for up to two withdrawals per month.

Travelling outside of Canada? Withdraw cash at any ABM on the Cirrus® network for a fee of $5 per withdrawal (this does not include fees you may agree to pay when making the withdrawal at the non-ATB ABM). We'll reimburse $8 for one withdrawal each month at ABMs in the US.4

Ready to get started?

You're ready for financial freedom and it's our privilege to offer you the Freedom Account.

If you're an existing ATB customer, sign up below. If you're new to ATB, give us a call and we'll get you going.

Need help?

Our Client Care team will be happy to assist.