Send money internationally—quickly, easily and securely.
Low to no fees
Send up to $10,000 daily, with all standard transfers of $1,000 or more for free to most countries (see below). And if you want to send less, transfers are only $5.00.1
Ultimate peace of mind
Send a no-fee $15 test transfer2 first to make sure your recipient’s info is correct.
Easy online convenience
Send a Global Transfer from your USD and CAD ATB accounts anytime, anywhere on your computer, smartphone or tablet.
Fast, really fast
Transfers take only one to three business days, depending on the country you're sending to.
They get what you send
Real-time exchange rates and no other bank fees along the way.
Key product details
| Processing time | 1–3 business days |
| Destination countries | Global Transfers are offered to 47 countries, in 28 currencies |
| Transfer rates | $50–$999.99: $5.00 $1,000–$10,000: Free Special countries3 $50–$10,000: $15.00 |
| Transfer amount | Single transfer: $50–$10,000 Daily sending limit: $10,000 |
| $15 test transfer2 | No fee |
Are you a business looking for a global payments solution?
Pay your international vendors, access live market rates, and complete trades and international wire transfers in minutes with ATB FX Online.
Frequently Asked Questions
Already an ATB client? You’ll need a current address on file with ATB, as well as your recipient’s name and address, bank country, account name and account number. Specific countries may require additional information prompted by the system, which could include branch code, transit code, routing number, purpose of payment, etc.
Keep in mind, when sending to US bank accounts, the American Bankers Association (ABA) routing number needed is the automated clearing house (ACH) or electronic transfers number, not the Fedwire ABA routing number.
Not an ATB client? Browse our accounts and sign up easily online.
All service fees are provided up front at the time of your Global Transfer request. You may be charged an additional fee if your recipient's information is incorrect and their bank returns the transfer. You can avoid this by sending a free test transfer of up to $15 to your recipient.2
ATB Global Transfers rates are based on real-time foreign exchange rates for all Global Transfers, including US dollar exchanges. This ensures you receive accurate, real-time pricing every time you send a Global Transfer. Rates are locked in at the point of submitting the transaction.
This may come up when sending to recipients in the Philippines, Thailand or other countries. You can see the list of banks in the Philippines and Thailand that accept Global Transfers in our handy PDF. Please visit an ATB branch to send a wire transfer instead.
Ready to get started?
Sign in to ATB Online® to begin. Not an ATB client? No problem. Open an account to start sending Global Transfers, or give us a call.
Move and track your money—online or on your phone.
Bank on your phone
ATB Personal
Get your everyday banking done quickly, easily and securely using the ATB Personal app.
Find out moreEmail money
Interac e-Transfer®
Transfer money to or from anyone with a Canadian bank account. All you need is their email address—no cash or cheque required.
Find out moreSend money overseas
Global Transfers
With low fees and high security, online Global Transfers take the stress and guesswork out of sending money internationally.
Find out moreSend money within Canada
External Transfers
Transfer money to any Canadian bank account. All you need is the receiving account's institution code, transit number and account number.
Find out moreDo more than before
Visa Debit-enabled ATB debit card
Make secure purchases online and in-store worldwide, paying directly from your bank account.
Find out moreRest assured
Visa Secure
Every ATB debit card with a Visa Debit logo comes with Visa Secure—an authentication program that helps protect you from online fraud.
Learn moreTrack your banking activity
ATB TrackIt
Track spending, create budgets, set goals, strategize for debt repayment and more. Add accounts from over 10,000 institutions—not just ATB.
Find out moreGlobal Transfers is a feature in our ATB Online banking and coming soon to the ATB Personal app. You need to have an ATB account to use this service.
Test transfer is not available to special countries listed below.
Special countries include China, Japan, Mexico and South Africa.
Related documents: List of eligible countries (PDF), ATB Online Access Terms and Conditions (PDF)