Chequing Accounts

Unlimited Account

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Unrestricted day-to-day banking.

Break the limit

It's your money, do what you want with unlimited transactions. However you choose to bank, it's covered by a $9.95 monthly fee.

Ditch your monthly fee

Maintain a minimum daily balance of $2,500 throughout the month and you won't even pay the $9.95 monthly account fee.

Protect your balance

Apply for optional Overdraft Protection and provide a cushion for unexpected changes to your balance. Pay only if you use it.1

Key product details

Monthly fee $9.95
Monthly fee waived if Minimum $2,500 daily balance
Interac e-Transfer® Unlimited, free
Interac e-Transfer Request Money $1.50 each
Global Transfers $50 - $999.99: $5 CAD
$1,000 - $10,000: Free
Special countries: $15 CAD

Frequently Asked Questions

Yes, you can. The Unlimited Account can be a joint account.

Within Alberta, you pay regular fees at non-ATB ABMs. You should be notified of these fees and prompted to approve them before proceeding with the transaction.

Withdraw cash at any ABM outside Alberta, but within Canada, on our dime. We'll reimburse up to $4.50 per withdrawal for up to two withdrawals per month.

Travelling outside of Canada? Withdraw cash at any ABM on the Cirrus® network for a fee of $5 per withdrawal (this does not include fees you may agree to pay when making the withdrawal at the non-ATB ABM). We'll reimburse $8 for one withdrawal each month at ABMs in the US.2

After you’ve applied and been approved for Overdraft Protection, you won’t pay for it unless you decide to use it. If Overdraft Protection is used, there is a minimum charge of $4 or interest, whichever is greater. Interest is calculated daily on the daily closing overdrawn balance at 19.25% per annum, charged and payable monthly.1

Overdraft Protection is only available by application and on approved credit.

Ready to get started?

With the Unlimited Account, do as much or as little banking as you want. No need to limit your activity to avoid extra fees.

Find the right unlimited chequing account for you.

Need help?

Our Client Care team will be happy to assist.

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