Unrestricted day-to-day banking.
Break the limit
It's your money, do what you want with unlimited transactions. However you choose to bank, it's covered by a $9.95 monthly fee.
Ditch your monthly fee
Maintain a minimum daily balance of $2,500 throughout the month and you won't even pay the $9.95 monthly account fee.
Protect your balance
Apply for optional Overdraft Protection and provide a cushion for unexpected changes to your balance. Pay only if you use it.1
Key product details
| Monthly fee | $9.95 |
| Monthly fee waived if | Minimum $2,500 daily balance |
| Interac e-Transfer® | Unlimited, free |
| Interac e-Transfer Request Money | $1.50 each |
| Global Transfers | $50 - $999.99: $5 CAD $1,000 - $10,000: Free Special countries: $15 CAD |
Frequently Asked Questions
Yes, you can. The Unlimited Account can be a joint account.
Within Alberta, you pay regular fees at non-ATB ABMs. You should be notified of these fees and prompted to approve them before proceeding with the transaction.
Withdraw cash at any ABM outside Alberta, but within Canada, on our dime. We'll reimburse up to $4.50 per withdrawal for up to two withdrawals per month.
Travelling outside of Canada? Withdraw cash at any ABM on the Cirrus® network for a fee of $5 per withdrawal (this does not include fees you may agree to pay when making the withdrawal at the non-ATB ABM). We'll reimburse $8 for one withdrawal each month at ABMs in the US.2
After you’ve applied and been approved for Overdraft Protection, you won’t pay for it unless you decide to use it. If Overdraft Protection is used, there is a minimum charge of $4 or interest, whichever is greater. Interest is calculated daily on the daily closing overdrawn balance at 19.25% per annum, charged and payable monthly.1
Overdraft Protection is only available by application and on approved credit.
Ready to get started?
With the Unlimited Account, do as much or as little banking as you want. No need to limit your activity to avoid extra fees.
Find the right unlimited chequing account for you.
Bank without limits
Unlimited Account
Unlimited transactions and flexible overdraft protection for a low monthly fee.
Bank with an advantage
ATB Advantage Account
All-in free digital banking
No-Fee All-In Digital Account®
Get a line of credit and chequing account in one, with no-fee digital banking.
Put education first
Students First Account
Reap well-earned rewards
Freedom Account
On approved credit. You pay the greater of $4.00 or monthly interest only if overdraft protection is used. Interest is calculated daily on the daily closing overdrawn balance at 19.25% per annum, charged and payable monthly.
For the ATB Advantage Account, you pay only monthly interest if overdraft protection is used.ABM withdrawals are converted to Canadian dollars using an exchange rate 2.5% above the exchange rate set by Mastercard International Incorporated (which operates the Cirrus® ATM Network). Some transactions may take a few days to be processed. You’ll be charged the applicable exchange rate on the day your transaction goes through your account, not necessarily the rate on the day you made the transaction.
Related documents: Little Book of Account Info (PDF), Additional Services & Associated Charges (PDF).
Interac e-Transfer is a registered Trademark of Interac Corp. Used under license.
Cirrus is a registered trademark of Mastercard International Incorporated. Used under license.