All-inclusive banking to keep more of your money in your pocket.
Don't limit yourself
Unlimited everyday banking transactions mean you pay less for banking more.
Waive your monthly fee
Your monthly account fee is waived if you maintain a minimum daily balance of $5,000.
Waive fees on premium cards
Find more wiggle room
Get the perks
Free Alberta Lifestyle cheques plus 0.1% interest rate bonus on eligible registered investments3.
Save $12 off the annual fee for a safety deposit box.
Key product details
|Monthly fee waived if||Minimum $5,000 daily balance
|Interac e-Transfer®||Unlimited, free
|Interac e-Transfer Request Money||$1.50 each
|Global Transfers||$50 - $999.99: $5 CAD
$1,000 - $5,000: Free
Special countries: $15 CAD
|Alberta Lifestyle Cheques||Free
|Bank Draft and Certified Cheques||Free
|Stop Payment service||Free
Frequently Asked Questions
Yes, you can. The ATB Advantage Account can be a joint account.
Within Alberta, you pay regular fees at non-ATB ABMs. You should be notified of these fees and prompted to approve them before proceeding with the transaction.
Withdraw cash at any ABM outside Alberta, but within Canada, on our dime. We'll reimburse $4.50 per withdrawal for up to two withdrawals per month.
Travelling outside of Canada? Withdraw cash at any ABM on the Cirrus® network for a fee of $5 per withdrawal (this does not include fees you may agree to pay when making the withdrawal at the non-ATB ABM). We'll reimburse $8 for one withdrawal each month at ABMs in the US.5
After you've applied and been approved for overdraft protection, you won't pay for it unless you decide to use it. If Overdraft Protection is used, only monthly interest will be charged. Interest is calculated daily on the daily closing overdrawn balance at 19.25% per annum, charged and payable monthly.4
Overdraft Protection is only available by application and on approved credit.
Our standard interest rates are 19.90% on purchases and 21.90% on cash advances. Click here to view complete rate and fee schedule. Offer subject to credit approval. If you already have an ATB US Dollar MasterCard, or ATB World Elite MasterCard please contact us to initiate the assessment and application of the fee waiver.
Rate is variable and based on ATB's prime lending rate, which is subject to change without notice. Interest is calculated daily on the daily closing balance, charged and payable monthly at the month end. Our current prime rate is posted here. Offer subject to credit approval. If you have an existing personal line of credit, please contact us to initiate the assessment and application of any qualifying interest rate reduction.
Applicable on new 3 to 5-year non-redeemable GIC RRSP and TFSA accounts, a one-time bonus rate will be applied up to a maximum of $25,000.00 as the total of each investment (i.e. if the account has more than $25,000 in it, the bonus rate only applies to the first $25,000). Bonus rate not available for promotional products and cannot be combined with other promotional offers.
On approved credit. You pay the greater of $4.00 or monthly interest only if overdraft protection is used. Interest is calculated daily on the daily closing overdrawn balance at 19.25% per annum, charged and payable monthly.
For the ATB Advantage Account, you pay only monthly interest if overdraft protection is used.
ABM withdrawals are converted to Canadian dollars using an exchange rate 2.5% above the exchange rate set by Mastercard International Incorporated (which operates the Cirrus® ATM Network). Some transactions may take a few days to be processed. You’ll be charged the applicable exchange rate on the day your transaction goes through your account, not necessarily the rate on the day you made the transaction.
Interac e-Transfer is a registered trademark of Interac Inc. Used under license.
Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Used under license.
Cirrus is a registered trademark of Mastercard International Incorporated. Used under license.