Chequing Accounts

ATB Advantage Account

ATB Advantage Account

All-inclusive banking to keep more of your money in your pocket.

Don't limit yourself

Unlimited everyday banking transactions mean you pay less for banking more.

Waive your monthly fee

Your monthly account fee is waived if you maintain a minimum daily balance of $5,000.

Waive fees on premium cards

Each year, save the $120 annual fee on the ATB World Elite Mastercard®and $19 on the ATB US Dollar Mastercard.1

Find more wiggle room

Get a reduction of up to 2.5% on approved interest rates for personal lines of credit (the minimum rate you can get is Prime +3%).2

Get the perks

Free Alberta Lifestyle cheques plus 0.1% interest rate bonus on eligible registered investments3.
Save $12 off the annual fee for a safety deposit box.

Protect your balance

Apply for optional Overdraft Protection and provide a cushion for unexpected changes to your balance. Pay only if you use it.4

Key product details

Monthly fee $21.95
Monthly fee waived if Minimum $5,000 daily balance
Interac e-Transfer® Unlimited, free
Interac e-Transfer Request Money $1.50 each
Global Transfers $50 - $999.99: $5 CAD
$1,000 - $5,000: Free
Special countries: $15 CAD
Alberta Lifestyle Cheques Free
Bank Draft and Certified Cheques Free
Stop Payment service Free

Frequently Asked Questions

Yes, you can. The ATB Advantage Account can be a joint account.

Within Alberta, you pay regular fees at non-ATB ABMs. You should be notified of these fees and prompted to approve them before proceeding with the transaction.

Withdraw cash at any ABM outside Alberta, but within Canada, on our dime. We'll reimburse $4.50 per withdrawal for up to two withdrawals per month.

Travelling outside of Canada? Withdraw cash at any ABM on the Cirrus® network for a fee of $5 per withdrawal (this does not include fees you may agree to pay when making the withdrawal at the non-ATB ABM). We'll reimburse $8 for one withdrawal each month at ABMs in the US.5

After you've applied and been approved for overdraft protection, you won't pay for it unless you decide to use it. If Overdraft Protection is used, only monthly interest will be charged. Interest is calculated daily on the daily closing overdrawn balance at 19.25% per annum, charged and payable monthly.4

Overdraft Protection is only available by application and on approved credit.

Ready to get started?

Think the ATB Advantage Account might work for you? Let's get started!

Need help?

Our Client Care team will be happy to assist.