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Because you deserve premium rewards.

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A uniquely rewarding experience

Exceptional rewards

With the World Elite® Mastercard®, you’ll earn 1.5 ATB My Rewards® points for every dollar you spend1. That’s equivalent to 1.5%, and the rate goes up to 2 points per dollar every April.

A year for free

Pay no annual fee for your first year—or ever, if you have an ATB Advantage Account2.

The tipping point(s)

For a limited time, get 25,000 bonus My Rewards points3. That’s the equivalent of $250 for free!

Ready to get started?

Premium rewards are just a call away.

Key product details

Reward points 1.5% on all purchases (and 2% for the month of April)
Annual fee $0 for your first year and $120 after
Fee waived if You have an ATB Advantage Account
Interest rates See current rates
Minimum credit limit $5,000
Additional cards $25 annual fee
Balance protection Available
Insurances and services 15 kinds! See the FAQ below for more.

Frequently Asked Questions

You're eligible to apply for a World Elite Mastercard if you can confirm one of the following:

  • that you have an annual personal income of $80,000 or more
  • that you live in a household with a family income of $150,000 or more
  • that you have $400,000 or more in assets under wealth management

In addition, you must meet all of the following criteria:

  • you are an Alberta resident
  • you are at least 18 years old
  • you have not declared personal bankruptcy in the past five years
  • you intend to use the card for personal banking only

  • Purchase Assurance
  • Extended Warranty
  • Car Rental Collision Damage Waiver Insurance
  • Car Rental Accidental Death & Dismemberment Insurance
  • Personal Effects
  • Flight Delay Insurance
  • Delayed Luggage Insurance
  • Common Carrier Accidental Death and Dismemberment Insurance
  • Lost Luggage Insurance
  • Trip Interruption Insurance
  • Trip Cancellation Insurance
  • Hotel/Motel Burglary Insurance
  • Travel Emergency Medical Insurance
  • Price Protection Service
  • Travel Assistance Services

You can find the relevant details in the World Elite Mastercard Cardholder Agreement.

To make a claim, contact Assurant® (the claims administrator) at 1-866-305-0888 within 48 hours of the incident.

Make a practice of documenting as much information as you can, especially while travelling. If you've been in a car accident, make sure that you collect information on the other vehicle and other driver. File a police report when necessary.

There are! You'll get membership in Mastercard Airport Experiences Provided by LoungeKey5, and two complimentary lounge visits each calendar year (January to December) for both the primary and secondary cardholders. You'll also be able to access concierge services both at home and while traveling. When you renew your card for another year, you'll receive your two passes.

The coverage available to you with your World Elite Mastercard is underwritten by American Bankers Life Assurance Company of Florida (ABLAC) and/or American Bankers Insurance Company of Florida (ABIC). Price Protection Service and Travel Assistance Services are services provided by American Bankers Insurance Company of Florida.

Details of the coverage, including definitions, benefits, limitations, and exclusions, are in the Certificate of Insurance provided with your card, and online at atb.com. If you have a question about your insurance, you can call your administrator at 1-866-305-0888.

Need help?

Our Client Care team will be happy to assist.