A uniquely rewarding experience
With the World Elite® Mastercard®, you’ll earn 1.5 ATB My Rewards® points for every dollar you spend1. That’s equivalent to 1.5%, and the rate goes up to 2 points per dollar every April.
A year for free
Pay no annual fee for your first year—or ever, if you have an ATB Advantage Account2.
The tipping point(s)
For a limited time, get 25,000 bonus My Rewards points3. That’s the equivalent of $250 for free!
Key product details
|Reward points||1.5% on all purchases (and 2% for the month of April)|
|Annual fee||$0 for your first year and $120 after|
|Fee waived if||You have an ATB Advantage Account|
|Interest rates||See current rates|
|Minimum credit limit||$5,000|
|Additional cards||$25 annual fee|
|Insurances and services||15 kinds! See the FAQ below for more.|
Frequently Asked Questions
You're eligible to apply for an ATB World Elite Mastercard if you can confirm one of the following:
- that you have an annual personal income of $80,000 or more
- that you live in a household with a family income of $150,000 or more
- that you have $400,000 or more in assets under wealth management
In addition, you must meet all of the following criteria:
- you are an Alberta resident
- you are at least 18 years old
- you have not declared personal bankruptcy in the past five years
- you intend to use the card for personal banking only
- Purchase Assurance
- Extended Warranty
- Car Rental Collision Damage Waiver Insurance
- Car Rental Accidental Death & Dismemberment Insurance
- Personal Effects
- Flight Delay Insurance
- Delayed Luggage Insurance
- Common Carrier Accidental Death and Dismemberment Insurance
- Lost Luggage Insurance
- Trip Interruption Insurance
- Trip Cancellation Insurance
- Hotel/Motel Burglary Insurance
- Travel Emergency Medical Insurance
- Price Protection Service
- Travel Assistance Services
You can find the relevant details in the World Elite Mastercard Cardholder Agreement, Rewards Terms & Conditions, and Coverages.
To make a claim, contact Assurant® (the claims administrator) at 1-866-305-0888 within 48 hours of the incident.
Make a practice of documenting as much information as you can, especially while travelling. If you've been in a car accident, make sure that you collect information on the other vehicle and other driver. File a police report when necessary.
There are! You'll get membership in Mastercard Airport Experiences Provided by LoungeKey5, and two complimentary lounge visits each calendar year (January to December) for both the primary and secondary cardholders. You'll also be able to access concierge services both at home and while traveling. When you renew your card for another year, you'll receive your two passes.
The coverage available to you with your ATB World Elite Mastercard is underwritten by American Bankers Life Assurance Company of Florida (ABLAC) and/or American Bankers Insurance Company of Florida (ABIC). Price Protection Service and Travel Assistance Services are services provided by American Bankers Insurance Company of Florida.
Details of the coverage, including definitions, benefits, limitations, and exclusions, are in the World Elite Cardholder Agreement, Rewards, Terms & Conditions, and Coverages. If you have a question about your insurance, you can call your administrator at 1-866-305-0888.
Gambling, balance transfers, cash advances, and Mastercard cheques are not eligible to earn reward points.
Offer subject to final credit approval. This offer is available on new ATB Financial World Elite Mastercard accounts opened by April 30, 2020. The 15,000 points, equivalent to $150, will be deposited into your new ATB My Rewards account within 60 days of your first purchase. 10,000 bonus points, equivalent to $100, will be deposited to your rewards balance on your first statement. Limit of one bonus per World Elite Mastercard Primary Account. Offer available on new ATB Financial World Elite Mastercard accounts where the cardholder had no previous World Elite Mastercard with ATB Financial. Fee waiver applies to the first year only and is a $120 value.
Coverage is underwritten by American Bankers Life Assurance Company of Florida (ABLAC) and/or American Bankers Insurance Company of Florida (ABIC). ABLAC and ABIC, their subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. Assurant is a registered trademark of Assurant, Inc.
Travel Assistance Services are not insurance but services provided by American Bankers Insurance Company of Florida.
Price Protection Service and Travel Assistance Services are not insurance but services provided by American Bankers Insurance Company of Florida. Coverage details are in the Statement of Services.
LoungeKey is a trademark of Lounge Key Limited. used under licence.
Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Used under license.