Credit Cards

Gold Cash Rewards® Mastercard®

Cash for everyday purchases, rewards for everyday life.

Support your habits

Get cash back for what you're already buying—no need to start shopping at different stores or buying unfamiliar products to earn rewards.

Keep it simple

Say goodbye to tricky tiers, confusing limits and gimmicky prizes. Earn 1% cash on your purchases. It's that simple.

Reap the benefits

Get 1% cash back on every dollar you spend, applied to your statement every January. It's unlimited and automatic.

Drive at a discount

Get up to 25% off car rentals at participating Avis® and Budget® locations, when you pay with your Gold Cash Rewards® Mastercard.

Protect your purchases

Protect eligible purchases against damage or theft for up to 90 days. Double the original manufacturer's warranty up to one additional year.1‚Äč

Protect yourself while travelling

Get up to 31 days of collision damage waiver coverage, plus personal effects coverage up to $1,000 per insured person when renting a car. Up to $300,000 if a covered accident occurs while traveling in a common carrier.1

Key product details

Limited time offer Pay 0% interest for six months when you open a new ATB Gold Cash Rewards Mastercard and transfer your balance from any non-ATB credit card.2
Rewards 1% unlimited cash back3
Annual fee No annual fee
Interest rates See current rates
Maximum cash advance $1,000
Additional cards Free
MyPic® Free

Frequently Asked Questions

You are eligible to apply for an ATB Gold Cash Rewards Mastercard if you meet all of the following:

  • are an Alberta resident
  • are at least 18 years old
  • have not declared personal bankruptcy in the past five years
  • intend to use the card for personal banking only

Yes. You can apply for this card with a co-applicant and use it jointly. Both co-applicants must meet the eligibility requirements and will be jointly responsible for the account.

Use your ATB Mastercard and quote AWD #C376000 (Avis) or BCD #A369800 (Budget), at participating locations. To reserve with Avis, visit avis.com/atb or call 1-800-TRY-AVIS (879-2847). To reserve with Budget, visit budget.com/atb or call 1-800-268-8900.

There are two different kinds of insurance and one benefit program you can access when you use your card to purchase the full cost of a car rental or common carrier (i.e. a commercial entity that gets paid to transport goods or people) travel:

  • Car Rental Collision/Damage Waiver insurance1: Receive up to 31 days of collision damage waiver coverage, plus personal effects insurance coverage up to $1,000 per insured person.
  • Common Carrier Accidental Death & Dismemberment1: Insurance benefits of up to $300,000 if covered loss occurs while occupying a common carrier.
  • Car Rental Accidental Death & Dismemberment1: Insurance benefits of up to $225,000 if covered loss occurs while occupying a rental car.

You also have access to 24/7 assistance and advice for lost luggage or documents, ticket replacements, and legal referrals when travelling outside Alberta.4

With the ATB Gold Cash Rewards Mastercard, you can take advantage of Purchase Assurance & Extended Warranty.1 When you use your card to purchase eligible new items, this insurance protects against damage or theft for up to 90 days and doubles the original manufacturer's warranty up to one additional year.

You can view your Certificates of Insurance as a PDF. They'll also be provided in your welcome package. If you have a question about your insurance, you can call your administrator at 1-866-305-0888.

To make a claim, or if you have any questions, contact Assurant® (the claims administrator) at 1-866-305-0888 within 48 hours of the incident.

Ready to get started?

With the Gold Cash Rewards Mastercard, you'll be rewarded for purchases you make.

Need help?

Our Client Care team will be happy to assist.