Credit Cards

ATB Gold Cash Rewards Mastercard®

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It’s time to get paid.

With the ATB Gold Cash Rewards Mastercard you’ll get unlimited cash back rewards for every purchase you make1.

Cash back rewards for everyday purchases, rewards for everyday life.

Unlimited cash back rewards

Get cash back for what you're already buying—no need to start shopping at different stores or buying unfamiliar products to earn rewards.

Keep it simple

Say goodbye to tricky tiers, confusing limits and gimmicky prizes. Earn unlimited cash back rewards at a rate of 1% on all your purchases. It’s that simple1.

Reap the benefits

Cash back rewards are automatically applied to your statement every January.

Drive at a discount

Get up to 25% off car rentals at participating Avis® and Budget® locations, when you pay with your ATB Gold Cash Rewards Mastercard3.

Protect your purchases

Protect eligible purchases against damage, loss or theft for up to 90 days. Double the original manufacturer's warranty up to one additional year.2

Protect yourself while travelling

Up to 31 days of collision damage waiver coverage plus personal effects coverage when you charge the full cost of a rental vehicle to your card. Up to $300,000 of common carrier accident coverage.2

Key product details

Rewards 1% unlimited cash back1
Annual fee No annual fee
Interest rates See current rates
Maximum cash advance $1,000
Additional cards Free
MyPic® Free

Frequently Asked Questions

You are eligible to apply for an ATB Gold Cash Rewards Mastercard if you meet all of the following:

  • are an Alberta resident
  • are at least 18 years old
  • have not declared personal bankruptcy in the past five years
  • intend to use the card for personal banking only

Yes. You can apply for this card with a co-applicant and use it jointly.

Both co-applicants must meet the eligibility requirements and will be jointly responsible for the account.

Use your ATB Gold Cash Rewards Mastercard and quote AWD #C376000 (Avis) or      BCD #A369800 (Budget), at participating locations. To reserve with Avis, visit avis.com/atb or call 1-800-TRY-AVIS (879-2847). To reserve with Budget, visit budget.com/atb or call 1-800-268-8900.

There are two different kinds of insurance and one benefit program you can access when you use your card to purchase the full cost of a car rental or common carrier (i.e. a commercial entity that gets paid to transport goods or people) travel:

  • Car Rental Collision/Damage Waiver insurance2: Receive up to 31 days of collision damage waiver coverage, plus personal effects insurance coverage up to $1,000 per insured person.
  • Common Carrier Accidental Death & Dismemberment2: Insurance benefits of up to $300,000 if covered loss occurs while occupying a common carrier.
  • Car Rental Accidental Death & Dismemberment2: Insurance benefits of up to $225,000 if covered loss occurs while occupying a rental car.

You also have access to 24/7 assistance and advice for lost luggage or documents, ticket replacements, and legal referrals when travelling outside Alberta.2

With the ATB Gold Cash Rewards Mastercard, you can take advantage of Purchase Assurance & Extended Warranty.2 When you use your card to purchase eligible new items, this insurance protects against damage or theft for up to 90 days and doubles the original manufacturer's warranty up to one additional year.

You can view your Certificates of Insurance in your Benefits Guide as a PDF. They'll also be provided in your welcome package. If you have a question about your insurance, you can call your administrator at 1-866-305-0888.

Contact Assurant® (the claims administrator) at 1-866-305-0888 or file a claim online at cardbenefits.assurant.com within 48 hours of the incident.

Make a practice of documenting as much information as you can, especially while traveling. If you've been in a car accident, make sure that you collect information on the other vehicle and other driver. File a police report when necessary.

Ready to get started?

With the ATB Gold Cash Rewards Mastercard, you’ll earn cash back rewards with every purchase1.

Choose your ideal card with confidence.

Not sure what would best suit your needs? Our Mastercard Product Selector tool can help you find a card that fits your lifestyle.

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