For those who want the most from a card
The ATB World Elite Mastercard is our top-of-the-line credit card. That means maximum benefits, maximum rewards and maximum flexibility.
A full-flex, max-rewards, all-inclusive Mastercard.
Unlimited rewards on all purchases
Earn 1.5 points for every dollar spent1.
Use all you've earned
Register and redeem rewards at ATB My Rewards®. Never get stuck with points you can’t use—redeem for cash, merchandise, charitable donations and more.
Mastercard Travel Pass provided by DragonPass
Download the Mastercard Travel Pass app and present your membership to enjoy access to any of 1,300+ airport lounges, plus valuable dining and spa offers available in select airports2.
ATB World Elite Mastercard Premium Benefits
The ATB World Elite Mastercard is packed with premium benefits and exclusive offers, which are frequently updated. Check here for a list of our current offers.
Free Boingo Wi-Fi
Boingo Wi-Fi for ATB World Elite Mastercard Cardholders, provides access to hotspots worldwide – no added cost, fees or roaming charges3. Activate your Boingo account at wifi.mastercard.com
Key product details
| Welcome Bonus | Upon approval, we will waive the first year annual fee ($120 value) and you'll receive 15,000 welcome bonus points ($150 value) when you use your new card for the first time5. |
| Reward points | Earn 1.5 points for every dollar spent1 Explore the possibilities with our Rewards Calculator. |
| Complimentary lounge access | Two complimentary lounge visits each year for each primary cardholder. Lounge passes automatically reset each January. |
| Annual fee | $0 first year, $120 subsequent years |
| Fee waived if | You have an ATB Advantage Account |
| Interest rates | See current rates |
| Minimum credit limit | $5000 |
| Additional cards | $25 annual fee |
| Balance protection | Available |
Frequently Asked Questions
You're eligible to apply for an ATB World Elite Mastercard if you can confirm one of the following:
- that you have an annual personal income of $80,000 or more
- that you live in a household with a family income of $150,000 or more
- that you have $400,000 or more in assets under wealth management
In addition, you must meet all of the following criteria:
- you are an Alberta resident
- you are at least 18 years old
- you have not declared personal bankruptcy in the past five years
- you intend to use the card for personal banking only
- Purchase Assurance
- Extended Warranty
- Car Rental Collision Damage Waiver Insurance
- Car Rental Accidental Death & Dismemberment Insurance
- Personal Effects
- Flight Delay Insurance
- Delayed Luggage Insurance
- Common Carrier Accidental Death and Dismemberment Insurance
- Lost Luggage Insurance
- Trip Interruption Insurance
- Trip Cancellation Insurance
- Hotel/Motel Burglary Insurance
- Travel Emergency Medical Insurance
- Price Protection Service
- Travel Assistance Services
You can find the relevant details in the World Elite Mastercard Cardholder Agreement, Rewards Terms & Conditions, and Coverages.
Contact Assurant® (the claims administrator) at 1-866-305-0888 or file a claim online at cardbenefits.assurant.com within 48 hours of the incident
Make a practice of documenting as much information as you can, especially while traveling. If you've been in a car accident, make sure that you collect information on the other vehicle and other driver. File a police report when necessary.
There are! In addition to free membership in Mastercard Travel Pass provided by DragonPass2, each Primary Cardholder automatically receives two complimentary annual lounge visits. If your account includes a co-applicant (joint cardholder), both you and your joint cardholder receive your own set of visits. That means you could enjoy a combined total of four visits!
Your complimentary passes reset every January, unused visits cannot be carried into the next calendar year. Your Mastercard account will be automatically loaded with your two passes each January.
The insurance coverage available to you with your ATB World Elite Mastercard is underwritten by American Bankers Life Assurance Company of Florida (ABLAC) and/or American Bankers Insurance Company of Florida (ABIC). Price Protection Service and Travel Assistance Services are services provided by American Bankers Insurance Company of Florida.
Details of the coverage, including definitions, benefits, limitations, and exclusions, are in the World Elite Cardholder Agreement, Rewards, Terms & Conditions, and Coverages. If you have a question about your insurance, you can call your administrator at 1-866-305-0888.
Ready to get started?
You don't live a cookie-cutter life, so don't get a cookie-cutter credit card. Try the ATB World Elite Mastercard instead.
Find the right rewards Mastercard for you.
Reap practical rewards
ATB Gold Cash Rewards Mastercard®
Get unlimited cash back at a rate of 1% for every dollar spent1.
Find out moreEarn enhanced rewards
ATB Gold My Rewards Travel Mastercard®
Earn 10 points on every dollar you spend and redeem online for cash, merchandise, airfare and more.
Find out moreEnjoy premium rewards
ATB World Elite Mastercard®
Our premium Mastercard featuring maximum VIP benefits and flexible rewards.
Find out morePoints are awarded for Purchases made while your Card Account is in Good Standing (Purchases do not include Cash Advances, credit adjustments, account fees (like annual fees), interest or other charges.
Offers vary by location. See mastercardtravelpass.dragonpass.com or app for more details, including terms and conditions. All third-party trademarks are the property of their respective owners.
Terms and conditions apply. Boingo services provided by Boingo Wireless, Inc. See mastercard.boingo.com for full details.
Coverage is underwritten by American Bankers Life Assurance Company of Florida (ABLAC) and/or American Bankers Insurance Company of Florida (ABIC). ABLAC and ABIC, their subsidiaries, and affiliates carry on business in Canada under the trade name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Details of the coverage including definitions, benefits, limitations, and exclusions, are in the Certificate of Insurance provided with your card, and online at atb.com.
Price Protection Services and Travel Assistance Services are not insurance but services provided by American Bankers Insurance Company of Florida. Details of the services are in the Statement of Services included with your Certificate of Insurance.
Offer available on new ATB Financial World Elite Mastercard accounts where the cardholder had no previous World Elite Mastercard with ATB Financial. Fee waiver applies to the 1st year only and is a $120 value. This offer is subject to change or withdrawal at any time and without notice. On approved credit, conditions apply.
Enjoy up to 25% off car rental rates at Avis® and Budget® when you pay with your ATB World Elite Mastercard and quote AWD #C376000 at participating Avis locations or BCD #A369800 at participating Budget locations. To reserve with Avis, visit avis.com/atb or call 1-800-TRY-AVIS (879-2847). To reserve with Budget, visit budget.com/atb or call 1-800-268-8900. This offer is non-transferable and cannot be combined with any other offer. Offer is subject to Avis and Budget rules and conditions and may be limited or withdrawn at any time without advance notice.
®ATB and ATB Financial are registered trademarks of ATB Financial.
Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Used under licence.
Boingo, Boingo Wireless, Boingo Wi-Finder and the Boingo Wireless Logo are registered trademarks of Boingo Wireless, Inc.
Avis is a registered trademark licensed to AvisCar, Inc. for use in Canada.
Budget is a registered trademark licensed to Budgetcar Inc. for use in Canada.