Credit Cards

ATB World Elite Mastercard®

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A card built to elevate your everyday spending

With accelerated rewards earnings on essential everyday items, you can indulge more in the finer things, including luxury travel-related purchases and prestigious benefits this card gives you.

Our unparalleled premium lifestyle Mastercard.

Accelerate your rewards in key spend categories

For every $1 spent on eligible purchases1, you'll earn:

8 points on airlines, hotels, motels and car rental companies

6 points on groceries, gas, digital streaming services, and entertainment

Earn base rewards on all other purchases

2 points for every $1 spent on any other purchases1.

Here you’ll find a list of participating merchants and ATB My Rewards terms & conditions to help you maximize your ATB My Rewards.

Everyday spending unlocks top-tier rewards

Enjoy luxury rewards with the purchases you already make. Sign up for ATB Personal Online Banking today to redeem your rewards. Visit ATB My Rewards® to see the variety of rewards available to you.

Mastercard Travel Pass provided by DragonPass

Wait for your flight in style. Download the Mastercard Travel Pass app and present your membership to access any of 1,300+ airport lounges, plus valuable dining and spa offers2 in select airports.2

Free Boingo Wi-Fi for ATB World Elite Clients

Keep connected to those that matter most with Boingo Wi-Fi offering access to hotspots worldwide with no added cost, fees or roaming charges3. Activate your Boingo account at

Travel with insurance coverage4 and services5

The ATB World Elite Mastercard comes with travel insurance coverages, protection for your eligible purchases including mobile devices and event tickets, along with travel assistance and more.

Key product details

Welcome Bonus The first year annual fee is waived ($120 value) plus you'll receive a 40,000 welcome bonus points ($200 value) when you make your first purchase6.
Premium rewards Earn rewards points1 on your daily spend

8 points for every $1 spent on eligible purchases on select travel merchants, including: airlines, hotels, motels and car rental companies

6 points for every $1 spent on eligible purchases on groceries, gas, digital streaming services and/or subscriptions, and entertainment

2 points for every $1 spent on any other purchases

List of participating merchants

Rewards Calculator
Complimentary lounge access 4 complimentary lounge visits each year for each primary cardholder. Lounge passes automatically reset each January.
Annual fee $0 first year, $120 subsequent years
Fee waived if You have an ATB Advantage Account
Interest rates See current rates
Minimum credit limit $5000
Additional cards $35 annual fee
Balance protection Available

Frequently Asked Questions

You're eligible to apply for an ATB World Elite Mastercard if you can confirm one of the following:

  • that you have an annual personal income of $80,000 or more
  • that you live in a household with a family income of $150,000 or more
  • that you have $400,000 or more in assets under wealth management

In addition, you must meet all of the following criteria:

  • you are an Alberta resident
  • you are at least 18 years old
  • you have not declared personal bankruptcy in the past five years
  • you intend to use the card for personal banking only

  • Mobile Device Insurance
  • Event Ticket Protection Insurance
  • Purchase Assurance
  • Extended Warranty
  • Car Rental Collision Damage Waiver Insurance
  • Car Rental Accidental Death & Dismemberment Insurance
  • Personal Effects Insurance
  • Flight Delay Insurance
  • Delayed Luggage Insurance
  • Common Carrier Accidental Death and Dismemberment Insurance
  • Lost Luggage Insurance
  • Trip Interruption/Delay Insurance
  • Trip Cancellation Insurance
  • Hotel/Motel Burglary Insurance
  • Travel Emergency Medical Insurance
  • Price Protection Service
  • Travel Assistance Services

You can find the relevant details in the ATB World Elite Legal Book.

Contact Assurant® (the claims administrator) at 1-866-305-0888 or file a claim online at within 48 hours of the incident

Make a practice of documenting as much information as you can, especially while traveling. If you've been in a car accident, make sure that you collect information on the other vehicle and other driver. File a police report when necessary.

There are! In addition to free membership in Mastercard Travel Pass provided by DragonPass2, each Primary Cardholder automatically receives 4 complimentary annual lounge visits. If your account includes a co-applicant (joint cardholder), both you and your joint cardholder receive your own set of visits. That means you could enjoy a combined total of 8 visits.

Your complimentary passes reset every January, unused visits cannot be carried into the next calendar year. Your Mastercard account will be automatically loaded with your four passes each January.

Enjoy up to 25% off car rentals at participating Avis® and Budget® locations when you use your ATB World Elite Mastercard. Use the quote AWD #C376000 (Avis) or BCD #A369800 (Budget), at participating locations. To reserve with Avis, visit or call 1-800-TRY-AVIS (879-2847). To reserve with Budget, visit or call 1-800-268-8900.

The insurance coverage available to you with your ATB World Elite Mastercard is underwritten by American Bankers Life Assurance Company of Florida (ABLAC) and/or American Bankers Insurance Company of Florida (ABIC). Price Protection Service and Travel Assistance Services are services provided by American Bankers Insurance Company of Florida.

Details of the coverage, including definitions, benefits, limitations, and exclusions, are in the ATB World Elite Legal Book. If you have a question about your insurance, you can call your administrator at 1-866-305-0888.

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