Switch to ATB offer
Unlock up to $7,500 in cash & value when you switch your mortgage to ATB.
Mortgage and Home buying advice centre
Get advice, tools, and mortgage options tailored to Albertans, all in one place.
Your most common questions, answered.
How do changing rates impact my mortgage?
Mortgage rates are impacted by more factors than you might realize, economics and interest rate changes. Find out what this might mean for you.
View our latest rate reportIt’s time to renew my mortgage, what should I do?
Learn about your options and the decisions you need to make at the end of your mortgage term so that you can navigate your renewal with confidence.
Get mortgage renewal adviceHow much do I need for a down payment?
This can depend on a few things and now is the best time to start to think ahead. Discover everything you need to know about buying a home in Alberta.
Get home buying adviceYou've got mortgage questions, we've got answers
We’ve got a lot of tools, resources and advice for you but nothing quite beats asking an expert.
Rates
Rate report
Dive into the factors shaping homeownership in our province—like the Bank of Canada’s rate adjustments—and how they impact your home ownership journey.
What you need to understand about mortgage interest rates
There’s a few things about mortgage interest you want to make sure you know.
How are mortgage rates calculated?
Whether you’ve had a mortgage for years or about to get your first, it never hurts to get a refresher on where mortgage rates come from.
Advice for homeowners
Mortgage up for renewal? You’re not alone.
Up to 50% of mortgages will be renewed in the next two years. Find out how financial expert Alyssa Davies moved through the process.
My mortgage term is ending. What comes next?
When it comes time to renew, considering the future can be useful. We have a few ideas and scenarios to help you make the best decision for you.
What to consider when switching mortgage lenders
Switching lenders can be beneficial, as long as it’s done strategically. Learn more about when it might be in your best interest to switch.
Mortgage Payment Calculator for owners
Discover how different variables like payment increases, lump sum payments or different interest rates impact your mortgage cost.
Switch to or renew with ATB
Learn why you should either switch to ATB or renew your mortgage with us. You could get up to $1,500 waived in switching fees*.
Renew your ATB mortgage
For current ATB mortgage clients, learn about the steps to renew and how to make the best decision for your future.
Advice for home buyers
4 hot tips for buying your first home
We asked two professionals about their dealbreakers when it comes to buying your first home. No gatekeeping here, just top tips from a dream team.
A true cost breakdown of buying a home
You’ve reached the step where it’s time to crunch numbers. Take a look at our breakdown of things like total price, down payment and mortgage insurance.
Everything you need to know about home buying
Our step-by-step guide to buying a home in Alberta will answer all of your home ownership questions.
Mortgage Affordability Calculator
Calculate the home price you can afford using info like income, debt, monthly payments, and down payment.
Mortgage Payment Calculator for buyers
Wondering what your future mortgage payments might look like? Use our handy calculator to find out.
Mortgage your first home
If you’re getting ready to buy your first home, we have the six steps you need to take to move forward, starting with determining your down payment.
New mortgage offer
Unlock up to $6,000 in cash on select mortgages or our lowest rate on a 5-year ATB Rate First mortgage.
Just starting to save?
Tips for saving
Sticking to a budget is important when it comes to saving for your first home, but that doesn’t mean you can’t have the occasional splurge. Learn how.
Creative ways to save for a down payment
Explore our advice and discover your own unique plan to come up with a down payment.
Open a First Home Savings Account
Save for your first home and save on taxes with this unique financial tool.
Explore our mortgage resources
Home buying and mortgage advice
Figuring out a first home purchase? Saving for a down payment? We have the right resources to help.
Mortgage rates
See all ATB mortgage rates, including featured mortgages and offers.
Online pre-approval
Apply for a mortgage from the comfort of your home (or anywhere else with internet access).
Mortgage loans
Get a mortgage you can feel good about, determine the right one for you with our lending options.
Mortgage tools
From calculating how much you can afford and what your payment will be, to the impact of making a prepayment, we’ve got a mortgage tool to help.
Why ATB
Trust ATB's mortgage experts for Alberta-based solutions. We simplify the process, whether your needs are straightforward or complex.