Credit Cards

ATB Preferred Fixed-Rate Mastercard®

Apply now

Flexible credit with a fixed, low rate you can count on.

Fixed interest

Flexible credit with a fixed 10.9% interest rate—one rate for purchases and cash advances, so you stay in control of what you owe.

Low annual fee

The ATB Preferred Fixed-Rate Mastercard is a credit card that fits any budget. Pay a ​low annual fee of $29 and get peace of mind all year.

Personalize your plastic

Add a little fun and pizazz to your wallet! Choose from over a hundred images to add to your ATB Preferred Fixed-Rate Mastercard using MyPic®.

Drive at a discount

Get up to 25% off car rentals at participating Avis® and Budget® locations when you pay with your ATB Preferred Fixed-Rate Mastercard.1

Key product details

Annual fee $29
Interest rates See current rates
Additional cards Free
MyPic® Free

Frequently Asked Questions

You're eligible to apply for an ATB Preferred Fixed-Rate Mastercard if you meet all of the following criteria:

  • are an Alberta resident
  • are at least 18 years old
  • have not declared personal bankruptcy in the past five years
  • intend to use the card for personal banking only

Yes. You can apply for this card with a co-applicant and use it jointly. Both co-applicants must meet the eligibility requirements.

The ATB Preferred Fixed-Rate Mastercard offers one low, fixed interest rate for all your purchases & cash advances.

Fixed means the interest rate is locked in, so you can confidently manage your budget. Variable interest rates change with ATB's prime rate, giving you access to a lower interest rate whenever the prime rate drops.

Use your ATB Preferred Fixed-Rate Mastercard and quote AWD #C376000 (Avis) or    BCD #A369800 (Budget), at participating locations. To reserve with Avis, visit or call 1-800-TRY-AVIS (879-2847). To reserve with Budget, visit or call 1-800-268-8900.

Ready to get started?

Your credit card doesn't need to be a financial burden.
With an ATB Preferred Fixed-Rate Mastercard, it can be a financial tool instead.

Find the ATB credit card that’s right for you.

Our handy Mastercard Product Selector tool will help you choose a credit card that’s right for you and your lifestyle.

Find the right preferred Mastercard for you.

Need help?

Our Client Care team will be happy to assist.

Chat now
ATB Virtual Assistant
The ATB Virtual Assistant doesn't support landscape mode. Please tilt your device vertically to portrait mode.