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Credit Cards

ATB Preferred® Fixed-Rate Mastercard®

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A fixed-fee, low-rate credit card you can pay off at your own pace.

Fixed interest

Flexible credit with a fixed 10.9% interest rate—one rate for purchases and cash advances, so you stay in control of what you owe.

Low annual fee

The ATB Preferred Fixed-Rate Mastercard is a credit card that fits any budget. Pay a ​low annual fee of $29 and get peace of mind all year.

Personalize your plastic

Add a little fun and pizazz to your wallet! Choose from over a hundred images to add to your ATB Preferred Fixed-Rate Mastercard using MyPic®.

Key product details

Annual fee $29
Interest rates See current rates
Additional cards Free
MyPic® Free

Frequently Asked Questions

You're eligible to apply for an ATB Preferred Fixed-Rate Mastercard if you meet all of the following criteria:

  • are an Alberta resident
  • are at least 18 years old
  • have not declared personal bankruptcy in the past five years
  • intend to use the card for personal banking only

Yes. You can apply for this card with a co-applicant and use it jointly. Both co-applicants must meet the eligibility requirements.

In terms of this card, a preferred rate is a lower interest rate. A typical purchase interest rate on our standard ATB Mastercards is 19.9% where a preferred fixed purchase interest rate is 10.9%.

Preferred variable rates can be slightly lower, but are subject to fluctuations with the prime interest rate. If consistency in your payments is important, a preferred fixed rate may be the better option.

Ready to get started?

Your credit card doesn't need to be a financial burden.
With an ATB Preferred Fixed-Rate Mastercard, it can be a financial tool instead.

Existing customers

Do you have an ATB Online account?
Get started here.

New Customers

Are you new to ATB?
Get started here.

Find the right preferred Mastercard for you.

Need help?

Our Client Care team will be happy to assist.