A fixed-fee, low-rate credit card you can pay off at your own pace.
Flexible credit with a fixed 10.9% interest rate—one rate for purchases and cash advances, so you stay in control of what you owe.
Low annual fee
The ATB Preferred Fixed-Rate Mastercard is a credit card that fits any budget. Pay a low annual fee of $29 and get peace of mind all year.
Personalize your plastic
Add a little fun and pizazz to your wallet! Choose from over a hundred images to add to your ATB Preferred Fixed-Rate Mastercard using MyPic®.
Frequently Asked Questions
You're eligible to apply for an ATB Preferred Fixed-Rate Mastercard if you meet all of the following criteria:
- are an Alberta resident
- are at least 18 years old
- have not declared personal bankruptcy in the past five years
- intend to use the card for personal banking only
Yes. You can apply for this card with a co-applicant and use it jointly. Both co-applicants must meet the eligibility requirements.
In terms of this card, a preferred rate is a lower interest rate. A typical purchase interest rate on our standard ATB Mastercards is 19.9% where a preferred fixed purchase interest rate is 10.9%.
Preferred variable rates can be slightly lower, but are subject to fluctuations with the prime interest rate. If consistency in your payments is important, a preferred fixed rate may be the better option.
Ready to get started?
Your credit card doesn't need to be a financial burden.
With an ATB Preferred Fixed-Rate Mastercard, it can be a financial tool instead.
Find the right preferred Mastercard for you.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Used under license.
MyPic is a registered trademark of ATB Financial.
ATB PREFERRED is a registered trademark of ATB Financial.