Help me choose.
Not sure if this is the right credit card for you? Our Mastercard selector tool can help you find the best card for your goals.
ATB Preferred Fixed-Rate Mastercard®
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Flexible credit with a fixed, low rate you can count on.
Rely on fixed interest.
Flexible credit with a fixed 10.9% interest rate—one rate for purchases and cash advances, so you stay in control of what you owe.
Pay a low annual fee.
The ATB Preferred Fixed-Rate Mastercard is a credit card that fits any budget. Pay a low annual fee of $29 and get peace of mind all year.
Personalize your plastic.
Put a little personality in your wallet with a custom image on your Mastercard using MyPic®. Choose from over 100 images.
Drive at a discount.
Get up to 25% off car rentals at participating Avis®and Budget®locations when you pay with your ATB Preferred Fixed-Rate Mastercard.1
Key product details
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Annual fee
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$29
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Interest rates
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Additional cards
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Free
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MyPic®
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Free
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Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Used under licence.
Ready to get started?
Your credit card doesn't need to be a financial burden. With an ATB Preferred Fixed-Rate Mastercard, it can be a financial tool instead.
Apply now
Frequently asked questions
You're eligible to apply for an ATB Preferred Fixed-Rate Mastercard if you meet all of the following criteria:
- are an Alberta resident
- are at least 18 years old
- have not declared personal bankruptcy in the past five years
- intend to use the card for personal banking only
Yes. You can apply for this card with a co-applicant and use it jointly. Both co-applicants must meet the eligibility requirements.
The ATB Preferred Fixed-Rate Mastercard offers one low, fixed interest rate for all your purchases & cash advances.
Fixed means the interest rate is locked in, so you can confidently manage your budget. Variable interest rates change with ATB's prime rate, giving you access to a lower interest rate whenever the prime rate drops.
Use your ATB Preferred Fixed-Rate Mastercard and quote AWD #C376000 (Avis) or BCD #A369800 (Budget), at participating locations. To reserve with Avis, visit avis.com/atb or call 1-800-TRY-AVIS (879-2847). To reserve with Budget, visit budget.com/atb or call 1-800-268-8900.
You can manage your credit card account through ATB Personal online or mobile app for things like activating your card, locking and unlocking your card, and changing your pin. Learn more about card management features.
Find the right preferred Mastercard for you.
Pay at your pace
ATB Preferred Fixed-Rate Mastercard®
Pay back at your own pace. Enjoy a fixed 10.9% purchase interest rate and a low annual fee.
Float your rate
ATB Preferred Variable-Rate Mastercard®
Enjoy a credit limit of up to $50,000, low annual fee & interest that floats with ATB's prime rate.
Good Advice for credit and debt.
How to choose a credit card that’s right for you
Review everything you should consider when selecting a credit card.
How to redeem your ATB My Rewards points
Learn how to redeem My Rewards Travel points for your dream trip, gift, or cash.
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Enjoy up to 25% off car rental rates at Avis® and Budget® when you pay with your ATB Preferred Fixed-Rate Mastercard and quote AWD #C376000 at participating Avis locations or BCD #A369800 at participating Budget locations. To reserve with Avis, visit avis.com/atb or call 1-800-TRY-AVIS (879-2847). To reserve with Budget, visit budget.com/atb or call 1-800-268-8900. This offer is non-transferable and cannot be combined with any other offer. Offer is subject to Avis and Budget rules and conditions and may be limited or withdrawn at any time without advance notice.
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®ATB, ATB Financial, MyPic and ATB Preferred are registered trademarks of ATB Financial.
Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Used under licence.
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Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Used under licence.