Credit Cards

ATB Preferred Fixed-Rate Mastercard®

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Flexible credit with a fixed, low rate you can count on.

Fixed interest

Flexible credit with a fixed 10.9% interest rate—one rate for purchases and cash advances, so you stay in control of what you owe.

Low annual fee

The ATB Preferred Fixed-Rate Mastercard is a credit card that fits any budget. Pay a ​low annual fee of $29 and get peace of mind all year.

Personalize your plastic

Add a little fun and pizazz to your wallet! Choose from over a hundred images to add to your ATB Preferred Fixed-Rate Mastercard using MyPic®.

Drive at a discount

Get up to 25% off car rentals at participating Avis® and Budget® locations when you pay with your ATB Preferred Fixed-Rate Mastercard.1

Key product details

Annual fee $29
Interest rates See current rates
Additional cards Free
MyPic® Free

Frequently Asked Questions

You're eligible to apply for an ATB Preferred Fixed-Rate Mastercard if you meet all of the following criteria:

  • are an Alberta resident
  • are at least 18 years old
  • have not declared personal bankruptcy in the past five years
  • intend to use the card for personal banking only

Yes. You can apply for this card with a co-applicant and use it jointly. Both co-applicants must meet the eligibility requirements.

The ATB Preferred Fixed-Rate Mastercard offers one low, fixed interest rate for all your purchases & cash advances.

Fixed means the interest rate is locked in, so you can confidently manage your budget. Variable interest rates change with ATB's prime rate, giving you access to a lower interest rate whenever the prime rate drops.

Use your ATB Preferred Fixed-Rate Mastercard and quote AWD #C376000 (Avis) or    BCD #A369800 (Budget), at participating locations. To reserve with Avis, visit or call 1-800-TRY-AVIS (879-2847). To reserve with Budget, visit or call 1-800-268-8900.

Ready to get started?

Your credit card doesn't need to be a financial burden.
With an ATB Preferred Fixed-Rate Mastercard, it can be a financial tool instead.

Find the ATB credit card that’s right for you.

Our handy Mastercard Product Selector tool will help you choose a credit card that’s right for you and your lifestyle.

Find the right preferred Mastercard for you.

Need help?

Our Client Care team will be happy to assist.