Find the ATB credit card that’s right for you.
Our handy Mastercard Product Selector tool will help you choose a credit card that’s right for you and your lifestyle.
Flexible credit with a fixed, low rate you can count on.
Fixed interest
Flexible credit with a fixed 10.9% interest rate—one rate for purchases and cash advances, so you stay in control of what you owe.
Low annual fee
The ATB Preferred Fixed-Rate Mastercard is a credit card that fits any budget. Pay a low annual fee of $29 and get peace of mind all year.
Personalize your plastic
Add a little fun and pizazz to your wallet! Choose from over a hundred images to add to your ATB Preferred Fixed-Rate Mastercard using MyPic®.
Drive at a discount
Get up to 25% off car rentals at participating Avis® and Budget® locations when you pay with your ATB Preferred Fixed-Rate Mastercard.1
Key product details
| Annual fee | $29 |
| Interest rates | See current rates |
| Additional cards | Free |
| MyPic® | Free |
Frequently Asked Questions
You're eligible to apply for an ATB Preferred Fixed-Rate Mastercard if you meet all of the following criteria:
- are an Alberta resident
- are at least 18 years old
- have not declared personal bankruptcy in the past five years
- intend to use the card for personal banking only
Yes. You can apply for this card with a co-applicant and use it jointly. Both co-applicants must meet the eligibility requirements.
The ATB Preferred Fixed-Rate Mastercard offers one low, fixed interest rate for all your purchases & cash advances.
Fixed means the interest rate is locked in, so you can confidently manage your budget. Variable interest rates change with ATB's prime rate, giving you access to a lower interest rate whenever the prime rate drops.
Use your ATB Preferred Fixed-Rate Mastercard and quote AWD #C376000 (Avis) or BCD #A369800 (Budget), at participating locations. To reserve with Avis, visit avis.com/atb or call 1-800-TRY-AVIS (879-2847). To reserve with Budget, visit budget.com/atb or call 1-800-268-8900.
You can manage your credit card account through ATB Personal online or mobile app for things like activating your card, locking and unlocking your card, and changing your pin. Learn more about card management features.
Ready to get started?
Your credit card doesn't need to be a financial burden.
With an ATB Preferred Fixed-Rate Mastercard, it can be a financial tool instead.
Find the right preferred Mastercard for you.
Pay at your pace
ATB Preferred Fixed-Rate Mastercard®
Pay back at your own pace. Enjoy a fixed 10.9% purchase interest rate and a low annual fee.
Float your rate
ATB Preferred Variable-Rate Mastercard®
Enjoy a credit limit of up to $50,000, low annual fee & interest that floats with ATB's prime rate.
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Enjoy up to 25% off car rental rates at Avis® and Budget® when you pay with your ATB Preferred Fixed-Rate Mastercard and quote AWD #C376000 at participating Avis locations or BCD #A369800 at participating Budget locations. To reserve with Avis, visit avis.com/atb or call 1-800-TRY-AVIS (879-2847). To reserve with Budget, visit budget.com/atb or call 1-800-268-8900. This offer is non-transferable and cannot be combined with any other offer. Offer is subject to Avis and Budget rules and conditions and may be limited or withdrawn at any time without advance notice.
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®ATB, ATB Financial, MyPic and ATB Preferred are registered trademarks of ATB Financial.
Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Used under licence.