Credit Cards

ATB Preferred® Fixed-Rate Mastercard®

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A fixed-fee, low-rate credit card you can pay off at your own pace.

Fixed interest

Flexible credit with a fixed 10.9% interest rate—one rate for purchases and cash advances, so you stay in control of what you owe.

Low annual fee

The ATB Preferred Fixed-Rate Mastercard is a credit card that fits any budget. Pay a ​low annual fee of $29 and get peace of mind all year.

Personalize your plastic

Add a little fun and pizazz to your wallet! Choose from over a hundred images to add to your ATB Preferred Fixed-Rate Mastercard using MyPic®.

Key product details

Annual fee $29
Interest rates See current rates
Additional cards Free
MyPic® Free

Frequently Asked Questions

You're eligible to apply for an ATB Preferred Fixed-Rate Mastercard if you meet all of the following criteria:

  • are an Alberta resident
  • are at least 18 years old
  • have not declared personal bankruptcy in the past five years
  • intend to use the card for personal banking only

Yes. You can apply for this card with a co-applicant and use it jointly. Both co-applicants must meet the eligibility requirements.

In terms of this card, a preferred rate is a lower interest rate. A typical purchase interest rate on our standard ATB Mastercards is 19.9% where a preferred fixed purchase interest rate is 10.9%.

Preferred variable rates can be slightly lower, but are subject to fluctuations with the prime interest rate. If consistency in your payments is important, a preferred fixed rate may be the better option.

Ready to get started?

Your credit card doesn't need to be a financial burden.
With an ATB Preferred Fixed-Rate Mastercard, it can be a financial tool instead.

Find the ATB credit card that’s right for you.

Our handy Mastercard Product Selector tool will help you choose a credit card that’s right for you and your lifestyle.

Find the right preferred Mastercard for you.

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