A credit card for when you need to get started—or start over.
Secure your card
Start down a new financial path by putting up security on your Alberta Mastercard. Then enjoy the benefits of your new credit options.
Rebuild your rating
Using this secured Mastercard, you can establish or re-build your credit rating—then use it to gain regular credit card privileges.
Drive at a discount
Get up to 25% off car rentals at participating Avis® and Budget® locations when you pay with your Mastercard.
Key product details
|Limited time offer||Pay 0% interest for six months when you switch to any new ATB Mastercard and transfer your balance from any non-ATB credit card.3
|Interest rates||See current rates
|0% interest grace period||21 days after incurring a charge
Frequently Asked Questions
You're eligible to apply for an Alberta Mastercard if you meet all the following criteria:
- are a resident of Alberta
- are at least 18 years old
- have not declared personal bankruptcy in the past five years
- intend to use the card for personal use only
A minimum of $500 is required to open an Alberta Mastercard - Secured account. This collateral is held only until your credit rating has been established, or until you choose to close your account and the balance is paid in full.
On approved credit, conditions apply. Offer available on new ATB Financial Mastercard accounts only where the cardholder had no previous Mastercard with ATB Financial, 0% interest for 6 months applies only to the transferred balance; new charges will be charged the indicated interest rate. Interest accrues at the cash advance rate on the transferred balance from and including the date the transferred balance is posted to your ATB Financial Mastercard account, but ATB will waive the interest charges on the transferred balance for the first 6 monthly statement periods (approximately 6 months from account open date), provided the account remains in good standing. If the account is not in good standing for the entire 6 months, or the entire amount of the transferred balance is not paid by the first/next billing period after the 6 months has expired, then interest accrues at the cash advance rate on the transferred balance from (and including) the date the amount of the transfer is recorded on the Card Account until the entire transferred balance is paid in full. This offer is subject to change or withdrawal at any time and without notice. See Mastercard Terms and Conditions (PDF), page 2, Balance Transfer Promotional Annual Interest Rate.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Used under license.
Avis is a registered trademark licensed to AvisCar, Inc. for use in Canada.
Budget is a registered trademark licensed to Budgetcar Inc. for use in Canada.
MyPic is a registered trademark of ATB Financial.