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Credit Cards

Alberta Mastercard® - Secured

A credit card for when you need to get started—or start over.

Secure your card

Start down a new financial path by putting up security on your Alberta Mastercard. Then enjoy the benefits of your new credit options.

Rebuild your rating

Using this secured Mastercard, you can establish or re-build your credit rating—then use it to gain regular credit card privileges.

Drive at a discount

Get up to 25% off car rentals at participating Avis® and Budget® locations when you pay with your Mastercard.

Key product details

Limited time offer Pay 0% interest for six months when you switch to any new ATB Mastercard and transfer your balance from any non-ATB credit card.3
Annual fee $49
Interest rates See current rates
0% interest grace period 21 days after incurring a charge
International acceptance Yes
Additional cards $25 annual fee
MyPic® Free
Balance protection Available

Frequently Asked Questions

You're eligible to apply for an Alberta Mastercard if you meet all the following criteria:

  • are a resident of Alberta
  • are at least 18 years old
  • have not declared personal bankruptcy in the past five years
  • intend to use the card for personal use only

A minimum of $500 is required to open an Alberta Mastercard - Secured account. This collateral is held only until your credit rating has been established, or until you choose to close your account and the balance is paid in full.

Use your ATB Mastercard and quote AWD #C376000 (Avis) or BCD #A369800 (Budget), at participating locations. To reserve with Avis, visit or call 1-800-TRY-AVIS (879-2847). To reserve with Budget, visit or call 1-800-268-8900.

Ready to get started?

Everyone needs an opportunity to start fresh. With the Alberta Mastercard - Secured, you'll be back on track in no time.

Find the right Mastercard for you.

Need help?

Our Client Care team will be happy to assist.