Credit Cards

ATB US Dollar Mastercard®

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Pay US dollars (USD) for US purchases

No exchange fees for USD purchases

No confusion about spending. Your card is charged in USD, and USD appears on your statement.

Pay a low annual fee

At just $19USD a year, the ATB US Dollar Mastercard offers a lot of value at a low cost.

Pay your way

Expand your payment options with the ability to make pre-authorized payments, withdraw cash advances and use mobile wallets.

Drive at a discount

Get up to 25% off car rentals at participating Avis® and Budget® locations when you pay with your ATB US Dollar Mastercard.2

Protect your purchases

Protect eligible purchases against damage, loss or theft for up to 90 days. Double the original manufacturer's warranty up to one additional year.1

Travel stress-free

Get travel coverage1 and travel assistance services1 such as 24/7 assistance with lost luggage, ticket replacements and legal referrals when travelling outside Alberta.

Key product details

Annual fee $19 USD, fee is waived for holders of an ATB Advantage Account
Additional US foreign exchange fees No
Interest rates See current rates
Additional cards Free

Frequently Asked Questions

You can make payments on your ATB US Dollar Mastercard in Canadian dollars. When you do this, the exchange rate is determined (by Mastercard International Incorporated) based on the date you make the payment against the card balance-not the dates of the original credit transactions.

You're eligible to apply for an ATB US Dollar Mastercard if you:

  • are a resident of Alberta
  • are at least 18 years old
  • have not declared personal bankruptcy in the past five years
  • intend to use the card for personal use only

Use your ATB US Dollar Mastercard and quote AWD #C376000 (Avis®) or BCD #A369800 (Budget®), at participating locations. To reserve with Avis, visit or call 1-800-TRY-AVIS (879-2847). To reserve with Budget, visit or call 1-800-268-8900.

Plus, when you rent a car with your ATB US Dollar Mastercard, you're covered with a car rental collision damage waiver, so you could save on insurance (see insurance info in FAQS below).

You can get Purchase Assurance and Extended Warranty coverage1 on eligible new items you purchase with your ATB US Dollar Mastercard.

When you use your ATB US Dollar Mastercard to purchase the full cost of common carrier travel, you have access to Common Carrier Travel Accident Insurance: Receive up to $150,000 CAD if a covered loss occurs while occupying a common carrier (i.e. a commercial entity that gets paid to transport goods or people).

Make a practice of documenting as much information as you can, especially while travelling. To make a claim, contact Assurant® (the claims administrator) at 1-866-305-0888 within 48 hours of the incident.

You can view your Certificates of Insurance in your Benefits Guide as a PDF. They'll also be provided in your welcome package. If you have a question about your insurance, you can call your administrator at 1-866-305-0888.

Contact Assurant® (the claims administrator) at 1-866-305-0888 or file a claim online at within 48 hours of the incident

Make a practice of documenting as much information as you can, especially while traveling. If you've been in a car accident, make sure that you collect information on the other vehicle and other driver. File a police report when necessary.

Ready to get started?

Say goodbye to foreign exchange fees. Say hello to the convenience and clarity of the ATB US Dollar Mastercard.

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