A protected, no annual fee credit card.
Pay the same interest, with no annual fee
Access credit at a standard interest rate for an ATB Mastercard - but with no annual fee. You only pay interest on unpaid balances.
Personalize your plastic
Add a little fun and pizazz to your wallet! Choose from over a hundred images to add to your Alberta Mastercard using MyPic®.
Frequently Asked Questions
You are eligible to apply for an Alberta Mastercard if you meet all the following criteria:
- are an Alberta resident
- are at least 18 years old
- have not declared personal bankruptcy in the past five years
- intend to use the card for personal banking only
Yes. You can apply for this card with a co-applicant and use it jointly. Both co-applicants must meet the eligibility requirements.
It's called Mastercard Zero Liability, which means that, if your card is used for an unauthorized transaction, as long as you’ve used reasonable care in safeguarding your card and PIN and you report the loss or theft of your card to ATB Financial immediately after becoming aware of it, you won't be held responsible for fraudulent charges. So you can rest easy. Also, as soon as we learn that your card is stolen, we will cancel it and issue a new one.
On approved credit, conditions apply. Offer available on new ATB Financial Mastercard accounts only where the cardholder had no previous Mastercard with ATB Financial, 0% interest for 6 months applies only to the transferred balance; new charges will be charged the indicated interest rate. Interest accrues at the cash advance rate on the transferred balance from and including the date the transferred balance is posted to your ATB Financial Mastercard account, but ATB will waive the interest charges on the transferred balance for the first 6 monthly statement periods (approximately 6 months from account open date), provided the account remains in good standing. If the account is not in good standing for the entire 6 months, or the entire amount of the transferred balance is not paid by the first/next billing period after the 6 months has expired, then interest accrues at the cash advance rate on the transferred balance from (and including) the date the amount of the transfer is recorded on the Card Account until the entire transferred balance is paid in full. This offer is subject to change or withdrawal at any time and without notice. See Mastercard Terms and Conditions (PDF), page 2, Balance Transfer Promotional Annual Interest Rate.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Used under license.
MyPic is a registered trademark of ATB Financial.