US Dollar Banking

US Dollar Chequing Account

Purchasing power made easy-to-use.

Fair fees, good neighbours

Get 12 transactions a month with no monthly fee if you already have an applicable ATB chequing account1, ​or pay only $2.95 in US dollars (USD) a month if you don't.

Enjoy USD payment options

Make US dollar payments, purchases and gifts by cheque. No point-of-sale or automated banking machine (ABM) transactions, but you can transfer USD to your other ATB accounts.

Save yourself the hassle

No surprise service fees or hassle to convert your money. Canadian funds that you deposit or transfer are converted to US dollars automatically.

Key product details

Monthly fee $0 or $2.95 USD1
Currency conversion rate Fluctuates with market rates
Interac e-Transfer® Not available
Global Transfers $50 - $999.99: $5 CAD
$1,000 - $5,000: Free
Special countries: $15 CAD
Drafts $7.50 USD each

Frequently Asked Questions

Yes, you can still transfer money from the US Dollar Chequing Account to any ATB account in your name, including the Pay As You Go Account and the Generation Account.

For anything more than the 12 transactions included, you pay:

  • $1 USD each for in-branch withdrawals and transfers
  • $1 USD each for cheques
  • $1 USD each for electronic transfers
  • An additional $1 USD (added to the standard $0-$15 CAD fee) for Global Transfers
  • Outgoing transactions performed by telephone banking are free. Any debit transactions performed over the phone by Client Care will have the applicable fee applied.
  • Deposits and incoming transfers are free.

ABM transactions are not available for the US Dollar Chequing Account.

Ready to get started?

It shouldn't cost you to take your wallet next door. Make it easy with the US Dollar Chequing Account.

Need help?

Our Client Care team will be happy to assist.