Get up to $400
with a new ATB account

Here's how:

Open a new ATB chequing account

Open your first ATB Unlimited, No-Fee All-In Digital® or Advantage chequing account by December 31, 2022.

Get $200: 

If you add a direct deposit (e.g. your paycheque, government benefit payments) to the chequing account you’ve opened before January 31, 2023.

Get $100:

If you make at least 3 transactions online: sending, receiving an Interac e-Transfer® and/or paying a bill online with the chequing account you’ve opened before January 31, 2023.

Get $100:

When you open a new ATB Mastercard® by December 31, 2022 and use it before January 31, 2023.

Get started 

Click one of the buttons below to get started or book an appointment with an ATB expert today.

Featured account

Our most popular account

ATB Unlimited Account

Get unlimited transactions, free Interac e-Transfers® and overdraft protection with your everyday banking. All for only $9.95/month.

Other accounts included in this offer

Unlimited digital transactions

No-Fee All-In Digital Account®

Easily apply and get the benefits of a line of credit and chequing account in one. And, when you bank online, there are no monthly fees.

Complete banking package

All-inclusive ATB Advantage Account

Take advantage of unlimited transactions, waived annual card fees and preferred interest rates. All for just $21.95/month.

Get an ATB Mastercard

Activate a new Mastercard and get $100*

Wouldn’t it be nice if a credit card paid you? Simply apply online for a new ATB Mastercard and you may receive a $100 cash bonus.

Compare the accounts included in this offer

Account Unlimited Account No-Fee All-In Digital Account® ATB Advantage Account
Monthly fee $9.95/month $0/month for digital transactions, in-branch or call centre transactions are $5.00 each $21.95/month
Monthly fee waived if Min. $2,500 daily balance N/A Min. $5,000 daily balance
Interac e-Transfer® Unlimited, free Unlimited, free Unlimited, free
Interac e-Transfer® Request Money $1.50 each $1.50 each $1.50 each
Global Transfers $50 - $999.99: $5 CAD
$1,000 - $10,000: Free
Special countries: $15 CAD
$50 - $999.99: $5 CAD
$1,000 - $10,000: Free
Special countries: $15 CAD
$50 - $999.99: $5 CAD
$1,000 - $10,000: Free
Special countries: $15 CAD
Line of credit limit N/A $5,000 - $50,0002 N/A

The fine print in large font

You can earn a bonus when you meet any of the following criteria with your new account before January 31, 2023:

  • Get $100 if you make at least 3 digital transactions*: these 3 transactions can include sending, receiving an Interac e-Transfer and/or paying a bill online with the chequing account you’ve opened.
    (*Although there are several types of digital or automatic transactions, for the purpose of this bonus the only qualifying transactions are interac send/receive e-transfer and online bill payments, made through ATB Personal.)
  • Get $200 if you add a direct deposit (e.g. your paycheque, government benefit payments) to the new chequing account you’ve opened and it’s deposited at least once. Here’s the form you’ll need to complete or log into ATB Personal web to get your personalized form. 
  • Get $100 once you apply, activate and use your new ATB Mastercard by the qualifying offer date. Click here for the full Mastercard offer details.

Once the bonus criteria is met, the cash bonus will be deposited into your qualifying ATB chequing account by February 28, 2023. You may receive your cash bonus up to two different times for completing the criteria for each offer ($100 for transacting 3 times digitally and $200 for adding a direct deposit).

Unfortunately, no. To receive the full $400 bonus you must open a new ATB chequing account and activate a new Mastercard account. Note: To qualify, you must not have not held an ATB chequing account independently or jointly (i.e. Unlimited, No-Fee All-In Digital, ATB Advantage, Basic, Freedom, Generation, Pay As You Go, Students First, or US Dollar chequing) or an ATB Mastercard after June 30, 2022.

However, as an existing chequing account holder, if you do not already have an ATB Mastercard, you can open a new Mastercard and you may qualify for the $100 bonus attached to this part of the promotion.

You can take advantage of the current offer by opening a select account online, over the phone, or at your nearest branch.

You must sign up for an ATB Chequing account (Unlimited, No-Fee All-In Digital® or Advantage chequing) or ATB Mastercard account (ATB Gold Cash Rewards Mastercard, ATB Gold My Rewards Travel Mastercard, ATB World Elite Mastercard or Preferred Fixed-Rate Mastercard Account) between October 17, 2022 and December 31, 2022, and complete the qualifying transactions before January 31, 2023.

Yes, a joint account can be opened in a branch. At present, online account opening is only open to individual sign ups. Note: a joint chequing account qualifies for only one maximum $300 bonus, regardless of the number of account holders.

Unfortunately not, only the first account opened between October 17 and December 31, 2022, whether opened jointly or solely, qualifies for the bonus. The maximum bonus a client can receive is $400.

Unfortunately, no. The $400 bonus is for new ATB account clients, who have not held an ATB chequing account (Unlimited, No-Fee All-In Digital®, ATB Advantage, Basic, Freedom, Generation, Pay As You Go, Students First, or US Dollar chequing account) or ATB Mastercard account (ATB Gold Cash Rewards Mastercard, ATB Gold My Rewards Travel Mastercard, ATB World Elite Mastercard or Preferred Fixed-Rate Mastercard Account) after June 30, 2022.

ATB considers “in good standing” as a client who has not had 2 or more non-sufficient funds (NSF) items within 3 months of opening an account(s) or has an unrecoverable chargeback or unpaid item.

This offer cannot be combined with any other ATB chequing account or Mastercard offers.

Open up to better banking.

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