Chequing Accounts
Designed for a variety of life stages and styles of money management.
How a chequing account can work for you.
An account for everyone
Chequing accounts designed for a variety of lifestyles—and styles of money management. Whatever your banking needs, we've got you covered.
For banking anytime, anywhere
Use ATB Personal web and app to do transactions and manage your funds from wherever you use your smartphone or computer.
Do more than before
Make secure purchases online and in-store worldwide, paying directly from your bank account, with an Visa Debit-enabled ATB debit card.
Limited time offer for new clients
New to ATB? Open one of our unlimited transactions chequing accounts with a Springboard Savings Account and earn up to $400*.
Find the chequing account that's right for you.
Bank without limits
Unlimited Account
Unlimited transactions and flexible overdraft protection for a low monthly fee.
Bank with an advantage
ATB Advantage Account
For all Albertans 25 and under
Generation Account™
Whether you're a student, working, or just starting out, all Albertans 25 and under can save, spend and transfer for no monthly fee.
All-in free digital banking
No-Fee All-In Digital Account®
Get a line of credit and chequing account in one, with no-fee digital banking.
Reap well-earned rewards
Freedom Account
Stick to the basics
Basic Account
Stick to your principals
Pay As You Go Account
For all Albertans 25 and under
Generation Account™
Whether you're a student, working, or just starting out, all Albertans 25 and under can save, spend and transfer for no monthly fee.
Reap well-earned rewards
Freedom Account
For post-secondary student aged 26 or older
Unlimited Account for Students 26+
Unlimited transactions and flexible overdraft protection for no monthly fee with proof of enrollment.
Do more than before
Visa Debit-enabled ATB debit card
Make secure purchases online and in-store worldwide, paying directly from your bank account.
Frequently Asked Questions
Yes. You can sync your ATB chequing account with Apple Pay, Google PayTM or Samsung Pay.1
| New client package | Start with a qualifying chequing account | Chequing account features | Add a Springboard Savings Account | Total value |
|---|---|---|---|---|
| ATB Essentials Plus | Open either an Unlimited Account or an ATB Advantage Account. | The Unlimited Account is our most popular account offering unlimited transactions at a low monthly fee of $15.95. If you want access to our full suite of premium banking perks, we recommend our ATB Advantage account for $24.95 a month. | Open a Springboard Savings Account and enjoy no monthly fee and no minimum balance. | $4002 |
| ATB Essentials | Open a No-Fee All-In Digital Account®. | The No-Fee All-In Digital Account® offers unlimited digital transactions and Interac e-Transfer® . Enjoy no monthly fees online or with our app. Plus, manage cash flow with a linked line of credit. | Open a Springboard Savings Account and enjoy no monthly fee and no minimum balance. | $1003 |
| ATB Adulting Essentials for Albertans 18-25 years old. | Open a Generation Account™. | Get a no-monthly fee chequing account with unlimited Interac e-Transfer® , access to mobile banking. You can even set up an ATB debit card for online purchases. | Open a Springboard Savings Account and enjoy no monthly fee and no minimum balance. | $1004 |
ATB Essentials Plus Banking Offer - Review terms and conditions HERE.
ATB Essentials Banking Offer - Review terms and conditions HERE.
ATB Adulting Essentials Banking Offer - Review terms and conditions HERE.
Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.
Google Pay is a trademark of Google LLC.Interac e-Transfer® is a registered trademark of Interac Inc. Used under license.