Chequing Accounts
Designed for a variety of life stages and styles of money management.
How a chequing account can work for you.
An account for everyone
Chequing accounts designed for a variety of lifestyles—and styles of money management. Whatever your banking needs, we've got you covered.
For banking anytime, anywhere
Use ATB Personal web and app to do transactions and manage your funds from wherever you use your smartphone or computer.
Do more than before
Make secure purchases online and in-store worldwide, paying directly from your bank account, with an Visa Debit-enabled ATB debit card.
Find the chequing account that's right for you.
Bank without limits
Unlimited Account
Unlimited transactions and flexible overdraft protection for a low monthly fee.
Bank with an advantage
ATB Advantage Account
For all Albertans 25 and under
Generation Account™
Whether you're a student, working, or just starting out, all Albertans 25 and under can save, spend and transfer for no monthly fee.
All-in free digital banking
No-Fee All-In Digital Account®
Get a line of credit and chequing account in one, with no-fee digital banking.
Reap well-earned rewards
Freedom Account
Stick to the basics
Basic Account
Stick to your principals
Pay As You Go Account
For all Albertans 25 and under
Generation Account™
Whether you're a student, working, or just starting out, all Albertans 25 and under can save, spend and transfer for no monthly fee.
Reap well-earned rewards
Freedom Account
For post-secondary student aged 26 or older
Unlimited Account for Students 26+
Unlimited transactions and flexible overdraft protection for no monthly fee with proof of enrollment.
Do more than before
Visa Debit-enabled ATB debit card
Make secure purchases online and in-store worldwide, paying directly from your bank account.
New client offers
Day to day banking
ATB Essentials
- No monthly fee: chequing, savings, credit
- New deposits earn up to 4.75%*
- Unlimited ATB Mastercard® rewards
- Up to $250* cash & value
Your next level
ATB Essentials Plus
- Essentials and more: chequing, savings, credit
- New deposits earn up to 4.75%*
- ATB World Elite Mastercard®
- Up to $820* cash & value
Banking for 18-25
ATB Adulting Essentials
- No monthly fee: chequing, savings, credit
- New deposits earn up to 4.75%*
- Unlimited ATB Mastercard® rewards
- Up to $250* cash & value
Frequently Asked Questions
Yes. You can sync your ATB chequing account with Apple Pay, Google PayTM or Samsung Pay.1
Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.
Google Pay is a trademark of Google LLC.