Bank the way you want for 59+
Discover ATB's banking solutions for Albertans 59 and older. Enjoy premium chequing with no monthly fee and unlimited transactions, USD banking and access to free expert advice.
Find a locationPremium perks and no monthly fees
| Products | 59+ Banking Benefits |
|---|---|
| No fee premium chequing account | Get the Freedom Account for $0 a month with unlimited transactions. |
| $0 annual fee Mastercard + 10,000 welcome bonus points1 | Skip the annual fee with the ATB Gold My Rewards MastercardⓇ and get 10,000 welcome bonus points ($50 value) when you use the card for the first time. |
| USD banking solutions | Qualify for a USD chequing account and USD savings, all with no monthly or annual fee. |
| No fee savings accounts | Get access to no fee savings accounts. |
| Global transfers | Send money globally with ease. ATB's online banking offers low-cost or no-fee Global Transfers to 46 countries in 25+ currencies, including worry-free, no-fee test transfers—a cost-effective option compared to traditional wire transfers. |
Cover all your banking needs from every day to savings and retirement.
Reap well-earned benefits
Freedom Account
If you’re 59 or older, enjoy unlimited transactions with no monthly fee.
Flexible, points based rewards to suit your needs
ATB Gold My Rewards Mastercard®
Earn more rewards every day towards travel, merchandise or gift cards.
No monthly fees with a Freedom Account
US Dollar Chequing Account
Easily transfer USD to and from your other ATB accounts. Enjoy no monthly fee if you have the Freedom Account.
Enjoy cross-border credit
ATB US Dollar Mastercard®
Pay US dollars for US purchases. No US exchange fees. No need to convert the charges on your statement.
Bank when and where you want
Online & Mobile Banking
Manage your money conveniently online, anytime, anywhere with extensive security features.
Invest for a set term
Non-Redeemable GIC
An investment with set terms and guaranteed returns. ‘Non-redeemable’ just means more time for your money to earn interest.
Available for a limited time
Grow Alberta GIC
Choose peace of mind in times of economic uncertainty. Get solid returns and boost Alberta's economy at the same time with ATB’s Grow Alberta GIC.
Make saving straightforward
Springboard Savings® Account
Your no-risk way to earn interest and pay no annual fees.
Plan for it with a trusted expert
Wealth Planning
Ensure your retirement, estate, trust and tax plans reflect your vision for the future.
Invest in a tax-free account
Tax-Free Saver Account
Earn tax-free interest on your total balance. Contribute up to $7,000 annually and withdraw your money at any time. No minimum balance.
Borrow what you need when you need it
ATB Flex Home Equity Line of Credit®
As you pay down your mortgage, you get more access to fund the things that are important to you.
Leverage your existing assets
Home Equity Line of Credit
Put your home to work for you. With a preferred interest rate, redo your kitchen, build an addition or consolidate your debts.
Finance your life
Personal Loan
A new truck. A pilgrimage. A pet project. Debt consolidation. Whatever your goal, we’re here to help you achieve it.
Financial freedom is yours. Let’s talk.
We offer tailored solutions for those 59+ to ensure you stay on track with your financial goals and save money on fees. Get personalized advice and enjoy a coffee on us when you book an in-branch appointment.
Get advice on how to make the most of your finances.
Fraud prevention
We offer free anti-fraud training and various other resources to help you defeat the most common tactics cyber criminals use.
Estate planning
Access free resources to help you build an estate and trust plan that fulfills all your wishes.
Ways to bank with ATB
Online banking resources
Our library of digital tutorials are designed to help you easily manage your accounts and investments online.
Telephone banking
Call 1-800-661-9619 to complete your banking transactions securely, over the phone.
Visit us at one of our many locations
With the largest branch network in Alberta, come in and speak with a banking expert or access our automated banking machines.
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ATB Gold My Rewards Mastercard Offer
Welcome bonus offer available on new ATB Gold My Rewards Mastercard accounts where the cardholder had no previous ATB Gold My Rewards Travel Mastercard. This offer is subject to change or withdrawal at any time and without notice. On approved credit, conditions apply. Review terms and conditions HERE.
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