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Limited time offer Pay 0% interest for six months when you open a new ATB Gold Cash Rewards Mastercard and transfer your balance from any non-ATB credit card.2
Rewards 1% unlimited cash back2
Annual fee No annual fee
Interest rates See current rates
Cash advance interest rate 21.9%
Maximum cash advance $1,000
Additional cards Free
MyPic® Free

Cash for everyday purchases, rewards for everyday life

Support your habits

Get cash back for what you're already buying—no need to start shopping at different stores or buying unfamiliar products to earn rewards.

Keep it simple

Say goodbye to tricky tiers, confusing limits and gimmicky prizes. Earn 1% cash on your purchases. It's that simple.

Reap the benefits

​Say hello to free money. Get 1% cash back on every dollar you spend, applied to your statement every January. It's unlimited and automatic.

Drive at a discount

Get up to 25% off car rentals at participating Avis® and Budget® locations, when you pay with your Mastercard.

Protect your purchases

Protect eligible purchases against damage or theft for up to 90 days. Double the original manufacturer's warranty up to one additional year.​

Insure against accidents

Access accident insurance and benefits ranging from $1,000 to $300,000 when you use your Mastercard to pay for common carrier travel or a car rental.

Reasons to be positive Reasons to be negative
Canadian economic data generally continues to be supportive of the Bank of Canada’s position to remain neutral on rates. The result of this has US/Canada 2-year rate spreads remain at their narrowest levels since 2017 USD still seen as a ‘safe-haven’ currency in a period of global uncertainty. Note that the DXY is at its highest level since May, 2017.
Canadian economic data generally continues to be supportive of the Bank of Canada’s position to remain neutral on rates. The result of this has US/Canada 2-year rate spreads remain at their narrowest levels since 2017 USD still seen as a ‘safe-haven’ currency in a period of global uncertainty. Note that the DXY is at its highest level since May, 2017.
Canadian economic data generally continues to be supportive of the Bank of Canada’s position to remain neutral on rates. The result of this has US/Canada 2-year rate spreads remain at their narrowest levels since 2017 USD still seen as a ‘safe-haven’ currency in a period of global uncertainty. Note that the DXY is at its highest level since May, 2017.
Canadian economic data generally continues to be supportive of the Bank of Canada’s position to remain neutral on rates. The result of this has US/Canada 2-year rate spreads remain at their narrowest levels since 2017 USD still seen as a ‘safe-haven’ currency in a period of global uncertainty. Note that the DXY is at its highest level since May, 2017.

ATB Mastercard

Looking for cash back, rewards & low annual fees? We have the right card for you.

With the cancellation of classes for all students across the province, some of our locations will have staff shortages while team members take care of children at home. Some team members are also self-isolating after returning from travel outside Canada. 

Thanks for your understanding and patience as we reduce our hours and temporarily close some locations. 

Reduced hours

ATB branches are not offering evening or weekend hours at this time.

[Quiz] Find your dream home— should you buy a condo or a house?


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