A step-by-step guide to buying a home in Alberta
The information you need to go from dreaming about owning a place in Alberta, to owning one.
Wherever you find yourself in the home buying journey, the home buying guide can empower you to take the next step. This comprehensive guide shares Alberta-specific information on realtors, taxes, building regulations, property transferring and more, while keeping it simple.
In this free downloadable PDF, we’ll share tips and tools so you can confidently move along your journey to a new home in Alberta. Inside you’ll find quizzes, charts, checklists and worksheets to help turn your ideas into actions.
In this home buying guide you’ll learn about:
- Laying the groundwork. What does your dream home look like? What neighbourhood is it in? Is it a house or a condo? Answering these questions is the first step in buying a home.
- Establishing your budget. How much can you afford and how much can you qualify for? Learn about mortgages, property taxes, home maintenance and how they fit in your budget.
- Getting a mortgage. Learn about the types of mortgages, pre-qualification and approval. Review the pros and cons of banks vs. brokers. What is mortgage insurance and do you need it? Discover how to start saving for a down payment.
- Building your team. Find out what goes into choosing the right builder, finding the right realtor and hiring a lawyer.
- How to close the deal and take possession of your new home. Walk through how to make an offer on a home, when to do a home inspection and purchasing title insurance.
- Making your new house a home. Review what it takes to move and furnish your brand new home.