Earn up to 4.60%* interest for a limited time
Open an ATB Climber Savings Account by June 30, 2026, to earn up to 4.60%* total interest (4.10% bonus) for your first 90 days.
New to ATB bank account offers
Banking with ATB pays off. Earn up to $900* in cash and value when you make the easy switch.
Find your packageMake the switch to ATB.
Choose your package
Pick your preferred duo to get started. Open both a chequing account and credit card and follow these simple steps to earn up to $900* in cash and value.
Set up chequing
Move your direct deposit and complete two eligible payments* within 60 days to earn your first cash bonus.
Activate credit card
Make a purchase to get your welcome bonus. Then, meet the spend goal and make one credit card payment from your new chequing account within 60 days to unlock your second cash bonus.*
Compare packages
Our most popular low-fee accounts and a $400* banking offer. Click “Open package” to qualify.
Travel more and earn more rewards. Get a banking offer of $900.* Click “Open package” to qualify.
Earn rewards without paying fees and get $250.* Click “Open package” to qualify.
Get even more bonuses when you bank with ATB.
Earn 3.70% on your money in a guaranteed investment
Take advantage of the Grow Alberta 18-month GIC at 3.70% for a limited time. Lock in this promotion while it’s still available.
Choose ATB
We’ve been part of the community and serving Albertans since 1938. It’s banking for everyone.
Competitive fees
We keep fees minimal and growth options strong, so Albertans have the tools to build their future faster.
Locations in your neighbourhood
We’re easy to find and even easier to talk to with branch locations all across Alberta.
Good advice
We come by our expertise honestly, from living and operating in the same place as our clients.
Guaranteed deposits
With ATB Financial’s Deposit Guarantee, all deposits are fully guaranteed by the Province of Alberta.
Start earning now
For a limited time, get rewarded for joining ATB.
Open your new ATB chequing account and Mastercard online. Unlimited rewards are just a few clicks away.
Frequently Asked Questions
This offer is for Albertans who are new to ATB. You qualify if you*:
- Are at least 18 years old and a resident of Alberta.
- Haven't had an ATB chequing account, savings account, Mastercard, or personal loan with us in the last 3 years.
- Open a new eligible chequing account during the offer period and provide a valid email address so we can keep you updated on your bonus status.
- Keep your accounts active and in good standing for at least 12 months.
Note: This offer is limited to one per person. Upgrading or transferring an existing ATB account does not qualify.
Step 1: Choose your package
Pick the duo that fits your lifestyle. You first must open your eligible accounts—your 60-day qualification window starts the day you open your chequing account and or Mastercard.
- ATB Essentials Plus ($900 value): ATB Advantage Account + ATB World Elite Mastercard.
- ATB Essentials ($400 value): Unlimited Account + ATB Gold My Rewards Mastercard.
- ATB Adulting Essentials ($250 value): Generation Account + ATB Gold My Rewards Mastercard.
Step 2: Set up chequing
Whether you chose a full package or just a chequing account, complete these tasks within 60 days of opening your chequing account.
- Recurring direct deposit: Receive a deposit of $350+ (e.g., payroll, pension, or government) at least once monthly for two consecutive months. Learn how to set up direct deposits here.
- Two payments ($50+ each): Complete two qualifying transactions. Mix and match bill payments (internet/utilities) and pre-authorized debits (mortgage/credit card bill). Learn how to pay your bills here.
Step 3: Activate your credit card
If you choose a package, finish these tasks within 60 days of opening your eligible ATB Mastercard. Please note that to earn the cash bonus, your eligible ATB Mastercard must be opened at the same time as or after your new eligible chequing account.
- Welcome bonus*: Make your first purchase to earn your initial rewards points.
- Spend goal: Reach the spend target ($700 for ATB Gold My Rewards Mastercard or $3,000 for ATB World Elite Mastercard).
- Connect accounts: Make at least one payment to your new ATB Mastercard from your new eligible ATB chequing account.
Important things to know:
- Complete step 2 to earn a chequing bonus, or finish all steps to unlock the full package value.
- Accounts must remain open and in good standing for 12 months to keep your bonus.
- Provide a valid email address when setting up your account so we can help you track your progress and notify you of your payouts.
Not necessarily! You can choose the path that works best for you:
- Chequing Only: You can earn a cash bonus just by opening an eligible chequing account (Generation, Unlimited, or ATB Advantage Account) and meeting the eligibility requirements*.
- Chequing and Mastercard: To unlock the full value of up to $900*, you’ll need to open both an eligible chequing account and a Mastercard together. Whether you choose ATB Adulting Essentials, ATB Essentials, or ATB Essentials Plus, the total value depends on the specific package you select and meeting the eligibility criteria for both products.
You can start your ATB journey however you feel most comfortable:
- Online: Select one of our packages above and apply online in minutes.
- In-Person: Visit any ATB branch location across Alberta.
- With an expert: Book an appointment with an everyday banking advisor to walk through your options.
Cash Bonuses: Once you've met the requirements* (like your monthly direct deposits or Mastercard spend requirement), we’ll deposit the cash directly into your eligible ATB chequing account. You can expect to see your bonus within 60 days of meeting all the offer criteria.
Mastercard Welcome Points: For ATB Gold My Rewards and ATB World Elite Mastercard, your welcome points will be credited to your rewards account after your first purchase*.
Stay Notified: Keep an eye on your inbox! We’ll email you to confirm when your bonus has been deposited.
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Find Chequing Account and Mastercard Bonus Terms and Conditions HERE
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Offer available on new ATB Gold My Rewards Mastercard accounts where the cardholder had no previous ATB Gold My Rewards Mastercard. The 10,000 welcome bonus points ($50 value) will be applied to the client’s ATB My Rewards account within 60 days after the first eligible purchase on the ATB Gold My Rewards Mastercard. This offer is subject to change or withdrawal at any time and without notice. On approved credit, conditions apply.
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Purchases made only at selected merchant locations in Canada as identified by Mastercard’s “Merchant Category Code” (“MCC”) may qualify for the accelerated earn rate. A list of inclusions are available here, and is subject to change including addition or deletion at any time without notice. The accelerated earn rate applies to the first $10,000 in annual purchases on the Account, at merchants qualifying for the accelerated earn rate, per calendar Year based on your statement cycle date. The annual spend cap for the accelerated earn rate resets every January. Once the combined cardholder spend exceeds this threshold in these categories, they will continue earning points at the regular earn rate of 1.5 points per $1 spent in purchases. Points are awarded for Purchases made while your Card Account is in Good Standing. Purchases do not include Cash Advances, credit adjustments, account fees (like annual fees), interest or other charges.
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Purchases made only at selected merchant locations in Canada as identified by Mastercard’s “Merchant Category Code” (“MCC”) may qualify for the accelerated earn rate. A list of inclusions are available here, and is subject to change including addition or deletion at any time without notice. The accelerated earn rate applies to the first $10,000 in annual purchases on the Account, at merchants qualifying for the accelerated earn rate, per calendar Year based on your statement cycle date. The annual spend cap for the accelerated earn rate resets every January. Once the combined cardholder spend exceeds this threshold in these categories, they will continue earning points at the regular earn rate of 1.5 points per $1 spent in purchases. Points are awarded for Purchases made while your Card Account is in Good Standing. Purchases do not include Cash Advances, credit adjustments, account fees (like annual fees), interest or other charges.
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Offer available on new ATB World Elite Mastercard accounts where the cardholder had no previous ATB World Elite Mastercard. The 40,000 welcome bonus points ($200 value) will be applied to the client’s ATB My Rewards account within 60 days after the first eligible purchase on the ATB World Elite Mastercard. This offer is subject to change or withdrawal at any time and without notice. On approved credit, conditions apply.
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Purchases made only at selected merchant locations in Canada as identified by Mastercard’s “Merchant Category Code” (“MCC”) may qualify for the accelerated earn rate. A list of inclusions are available here, and is subject to change including addition or deletion at any time without notice. The accelerated earn rate applies to the first $50,000 in annual purchases on the Account, at merchants qualifying for the accelerated earn rate, per calendar Year based on your statement cycle date. The annual spend cap for the accelerated earn rate resets every January. Once the combined cardholder spend exceeds this threshold in these categories, they will continue earning points at the regular earn rate of 2 points per $1 spent in purchases. Points are awarded for Purchases made while your Card Account is in Good Standing. Purchases do not include Cash Advances, credit adjustments, account fees (like annual fees), interest or other charges.
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* Find Chequing Account and Mastercard Bonus Terms and Conditions HERE
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Interac e-Transfer is a registered trademark of Interac Corp. Used under licence.
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Interac e-Transfer is a registered Trademark of Interac Corp. Used under license.
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Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Used under licence.