New clients: Earn up to $900* with premium banking.
Elevate your banking with a premium welcome offer. Enjoy elite rewards and global lounge access with a waived credit card annual fee—plus chequing fees waived based on balance.
Claim your $900*Three simple steps to secure your $900*.
Open your accounts
Open an ATB Advantage Account and ATB World Elite Mastercard® together and follow these simple steps to earn up to $900* in cash and value.
Apply online and get started
Set up chequing
Move your direct deposit and complete two eligible payments* within 60 days to earn your first cash bonus.
Use your credit card
Make a purchase to get your welcome bonus. Then, meet the spend goal and make one credit card payment from your new chequing account within 60 days to unlock your second cash bonus*.
Travel more and earn more rewards. Get a banking offer of $900*. Click “Open package” to qualify.
Find Chequing Account and Mastercard Bonus Terms and Conditions HERE
Interac e-Transfer is a registered Trademark of Interac Corp. Used under license.
Offer available on new ATB World Elite Mastercard accounts where the cardholder had no previous ATB World Elite Mastercard. The 40,000 welcome bonus points ($200 value) will be applied to the client’s ATB My Rewards account within 60 days after the first eligible purchase on the ATB World Elite Mastercard. This offer is subject to change or withdrawal at any time and without notice. On approved credit, conditions apply.
Purchases made only at selected merchant locations in Canada as identified by Mastercard’s “Merchant Category Code” (“MCC”) may qualify for the accelerated earn rate. A list of inclusions are available here, and is subject to change including addition or deletion at any time without notice. The accelerated earn rate applies to the first $50,000 in annual purchases on the Account, at merchants qualifying for the accelerated earn rate, per calendar Year based on your statement cycle date. The annual spend cap for the accelerated earn rate resets every January. Once the combined cardholder spend exceeds this threshold in these categories, they will continue earning points at the regular earn rate of 2 points per $1 spent in purchases. Points are awarded for Purchases made while your Card Account is in Good Standing. Purchases do not include Cash Advances, credit adjustments, account fees (like annual fees), interest or other charges.
Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Used under licence.
More reasons to bank with ATB
Established in the community for +85 years and backed by a 100% deposit guarantee, we make everyday banking seamless and rewarding.
Full-service chequing and complete access
With ATB Essentials Plus, pairing accounts automatically keeps your credit card annual fee waived every single year—plus your chequing account includes premium cheques, drafts, and stop payments.
Top-tier credit card and luxury travel perks
Earn accelerated reward points1 and access luxury airport lounges through Mastercard Travel Pass2, premium insurance coverages, and mobile device protection3,4.
Here when you need us.
Experience dedicated, in-person support at our branches. Meet with an everyday banking advisor whenever you need, or use our mobile app for secure, everyday self-serve functions.
Guaranteed deposits.
With ATB Financial’s Deposit Guarantee, all deposits are fully guaranteed by the Province of Alberta.
Unlock the premium standard in daily banking.
Enjoy accelerated rewards, luxury travel perks, and a waivable fee structure with an all-in banking package designed to elevate your everyday life.
The details, made easy.
This offer is for Albertans who are new to ATB. You qualify if you*:
- Are a resident of Alberta.
- Haven't had an ATB chequing account, savings account, Mastercard, or personal loan with us in the last 3 years.
- Open a new eligible chequing account during the offer period and provide a valid email address so we can keep you updated on your bonus status.
- Keep your accounts active and in good standing for at least 12 months.
Note: This offer is limited to one per person. Upgrading or transferring an existing ATB account does not qualify.
Step 1: Open your package
To qualify, you must open the ATB Essentials Plus package. You must open your eligible accounts first—your 60-day qualification window starts the day you open your ATB Advantage Account and or ATB World Elite Mastercard.
Step 2: Set up your chequing account and get $400* cash
Complete these two milestones within 60 days of opening your ATB Advantage Account:
- Set up direct deposit: Receive a recurring deposit of $350 or more (such as payroll from your job or a government student grant). You must receive at least one deposit per month for two months in a row. Learn how to set up direct deposits here.
- Make two payments ($50+ each): Complete two qualifying transactions. You can mix and match bill payments (like your phone or credit card bill) and pre-authorized debits (like rent). Learn how to pay your bills here.
Step 3: Use your Mastercard and get an additional $500* in cash and value
To earn the full bonus, your ATB World Elite Mastercard must be opened at the same time as or after your new ATB Advantage Account, then complete your credit card tasks within 60 days of opening your ATB World Elite Mastercard:
- Get your welcome points: Make your first purchase to receive your 40,000 welcome reward points (a $200 value*).
- Meet the spend goal: Spend a total of $3,000 within 60 days of opening your new credit card (remember your date opened is not the activation date)
- Connect your accounts: Make at least one payment to your Mastercard balance from your new ATB Advantage Account.
Important things to know:
- Total value: Completing Step 2 earns you $400. Completing both Step 2 and Step 3 unlocks the full $900* package value.
- Stay eligible: Keep your accounts open and in good standing for at least 12 months to keep your bonus.
- Check your email: Make sure your email address is correct in your profile so we can send you updates on your bonus status.
Not necessarily! You can choose the path that works best for you:
- Online: Visit shop.atb.com to apply in minutes.
- In-Person: Visit any ATB branch location across Alberta.
- With an advisor: Book an appointment with an everyday banking advisor to walk through your options.
ATB World Elite Mastercard Fee Waiver: Automatically applied when you have a ATB Advantage Account and ATB World Elite open together.
Cash Bonuses: Once you've met the requirements* (like your monthly direct deposits or Mastercard spend goal), we’ll deposit the cash directly into your eligible ATB Advantage Account. You can expect to see your bonus within 60 days of meeting all the offer criteria.
Mastercard Welcome Points: For the ATB World Elite Mastercard, your welcome points will be credited to your rewards account after your first purchase*.
Stay Notified: Keep an eye on your inbox! We’ll email you to confirm when your bonus has been deposited.
Choose how you want to switch
Apply for both accounts online
Get our premier all-in chequing and rewards credit card package in one step online.
Find your best banking package
Share your top banking priority to see which account fits your life.
Meet an everyday banking advisor
Set up your new premium accounts in person during a single, effortless branch visit.
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Purchases made only at selected merchant locations in Canada as identified by Mastercard’s “Merchant Category Code” (“MCC”) may qualify for the accelerated earn rate. A list of inclusions are available here, and is subject to change including addition or deletion at any time without notice. The accelerated earn rate applies to the first $50,000 in annual purchases on the Account, at merchants qualifying for the accelerated earn rate, per calendar Year based on your statement cycle date. The annual spend cap for the accelerated earn rate resets every January. Once the combined cardholder spend exceeds this threshold in these categories, they will continue earning points at the regular earn rate of 2 points per $1 spent in purchases. Points are awarded for Purchases made while your Card Account is in Good Standing. Purchases do not include Cash Advances, credit adjustments, account fees (like annual fees), interest or other charges.
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Offers vary by location. See mastercardtravelpass.dragonpass.com or app for more details, including terms and conditions. All third-party trademarks are the property of their respective owners.
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Coverage is underwritten by American Bankers Life Assurance Company of Florida (ABLAC) and/or American Bankers Insurance Company of Florida (ABIC). ABLAC and ABIC, their subsidiaries, and affiliates carry on business in Canada under the trade name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Details of the coverage including definitions, benefits, limitations, and exclusions, are in the Certificate of Insurance.
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Price Protection Service and Travel Assistance Services are not insurance but services provided by American Bankers Insurance Company of Florida. Details of the services are in the Statement of Services included with your Certificate of Insurance.
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Find Chequing Account and Mastercard Bonus Terms and Conditions HERE
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Interac e-Transfer is a registered Trademark of Interac Corp. Used under license.
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Offer available on new ATB World Elite Mastercard accounts where the cardholder had no previous ATB World Elite Mastercard. The 40,000 welcome bonus points ($200 value) will be applied to the client’s ATB My Rewards account within 60 days after the first eligible purchase on the ATB World Elite Mastercard. This offer is subject to change or withdrawal at any time and without notice. On approved credit, conditions apply.
-
Purchases made only at selected merchant locations in Canada as identified by Mastercard’s “Merchant Category Code” (“MCC”) may qualify for the accelerated earn rate. A list of inclusions are available here, and is subject to change including addition or deletion at any time without notice. The accelerated earn rate applies to the first $50,000 in annual purchases on the Account, at merchants qualifying for the accelerated earn rate, per calendar Year based on your statement cycle date. The annual spend cap for the accelerated earn rate resets every January. Once the combined cardholder spend exceeds this threshold in these categories, they will continue earning points at the regular earn rate of 2 points per $1 spent in purchases. Points are awarded for Purchases made while your Card Account is in Good Standing. Purchases do not include Cash Advances, credit adjustments, account fees (like annual fees), interest or other charges.
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* Find Chequing Account and Mastercard Bonus Terms and Conditions HERE
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Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Used under licence.