SWITCH YOUR SMALL BUSINESS BANKING AND GET UP TO $1,000*

Switching is as easy as 1-2-3

Step 1

Unlock $200* when you open a business account

Whether you need a high-impact bank account or one that’s a little more low-key, we have the perfect account for you. Explore our eligible business accounts below and book a coffee with one of our advisors.

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Step 2

Add a business Mastercard and earn another $200*

Earn more cash by opening an Alberta Rewards Businesscard™ Mastercard®. You’ll earn points with every purchase, enjoy flexible repayment terms and improve your cash flow.

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Step 3

Qualify for a balance bonus of up to $600*

Depending on the minimum daily closing balance you maintain in your new business operating account, you can qualify for up to $600 more cash.

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Get this limited time offer: Valid until December 15, 2025.

Free banking for new startups

Did you register or incorporate in 2025? Get free banking for one year, including chequing, credit card and cash management.

Limited Time Offer: Get started now and get up to $1,000*

This offer is for Alberta businesses registered or incorporated prior to December 31, 2024. Fill out the form below and one of our business advisors will reach out to make the switch easy for you.

Compare Eligible Accounts →

ATB Business Self Serve Account

Our lowest monthly fee for businesses that like to bank digitally.

Monthly Maintenance Fee

$5¹

Online, Mobile, & ABM transactions

First 100 included, then $1 per transaction¹

Outgoing Interac e-Transfer

First 10 included, then $1.50 per transaction¹

ATB Moneris Deposits

Unlimited free

ATB Business Plus Account

A flexible account that lets you bank all the different ways you need.

Monthly Maintenance Fee

$40¹

Online, Mobile, & ABM transactions

First 150 included, then $1.50 per transaction¹

Outgoing Interac e-Transfer

50 included, then $1.50 each¹

ATB Moneris Deposits

Unlimited free

ATB Business Premium Service Account

An account that provides unlimited transactions, plus no monthly fee with a $75,000 monthly balance.

Monthly Maintenance Fee

$100

This is waived for businesses with a minimum balance of $75,000¹

Online, Mobile, & ABM transactions

Unlimited

Outgoing Interac e-Transfer

100 included, then $1.50 each¹

ATB Moneris Deposits

Unlimited free

Earn more with this Mastercard

Alberta Rewards Businesscard™ Mastercard®

Want a hard working credit card for your business? The Alberta Rewards Businesscard™ Mastercard® earns 1.5 rewards points on every dollar. Get an additional $200 when you add it to your new account.

Ready to get started?

Book a coffee meeting with an ATB business advisor to open your new accounts.

Frequently asked questions

We’re here to help make the switch as easy as possible. Read our tips on switching your business banking or book a meeting with a business advisor to get started.

Earn $200 by opening an eligible business operating account between October 1 and December 15, 2025 and complete 3 (or more) qualifying digital transactions using ATB Business web or app between October 1, 2025 and February 28, 2026. Qualifying digital transactions are payments made toward bills, invoices, creditors, or employees using ATB Business online platforms via ATB Business web/mobile application.

To earn an additional $200 cash bonus, open an Alberta Rewards Businesscard™ Mastercard® between October 1 and December 15, 2025 after opening a business operating account and complete three (3) or more purchases on your Alberta Rewards Businesscard™ Mastercard® between October 1, 2025 and February 28, 2026.

By maintaining a minimum daily closing balance in your business operating account during the “qualifying period” (December 16, 2025 - February 28, 2026), you can earn the following:

  • Maintain a minimum daily deposit closing balance between $1,000 and $29,999.99 during the qualifying period and earn an additional $200 cash. 
  • Maintain a minimum daily deposit closing balance of $30,000 or more during the qualifying period and earn an additional $600 cash. 

Your payout will be made into the qualifying business operating account by 11:59 pm MT on March 16, 2026. 

This offer is open to eligible Alberta small businesses. Eligible businesses must have the following criteria:

  • Be a for-profit business that a) has less than $250,000 in lending on the business, or b) needs less than $250,000 in financing for the business.
  • Business registration or incorporation date is on or prior to December 31, 2024. 
  • Business is in operation at 11:59 pm MT on March 13, 2026.
  • Business is not publicly traded.

Business account holder(s) must be 18 years of age or older, and resident(s) of Alberta.

Unfortunately, no. To qualify for the offer, you can not have held a ATB Self Serve, Business Plus or Business Premium Account, Unlimited, Flex Fit, Go 5, Free Banking for Startups, Pay as You Go, Pay as You Go With Interest, Custom Account I and II, Mush Operating Account, Commercial Operating Account, ATB Wealth Private Business Account, Community Spirit Account, AgriInvest Savings Account, Business Growth Plus Savings Account, Business Savings Account, Notice on Amount 31 days, Springboard Savings Account, T-Bill Savings Account, US Dollar Savings Account, US Savings Account, Real Estate Trust Account and Law Firm Trust Account between October 1, 2024 - October 1, 2025.

To qualify for the additional cash by adding a Alberta Rewards Businesscard™ Mastercard®, you can not have held an Alberta Businesscard™ Mastercard®, Alberta Rewards Businesscard™ Mastercard®, Alberta Agri-Industry Businesscard® Mastercard®, Alberta Gold Ag-Rewards Bus. Mastercard®, or ATB MyBusiness® Rewards Mastercard® previously.

Open your new ATB Business operating account and/or Alberta Rewards Businesscard™ Mastercard® with one of our business advisors or by booking an appointment virtually or in-person at your nearest branch. 

No, there's only one cash bonus per client. Maximum of one (1) $1,000 total payout per client. If a client has multiple business accounts with ATB, the total payout can only be paid to one (1) business account and this will be deemed to be the business account which qualified first and will not exceed a total of $1,000.

Unfortunately, no. To qualify for the offer, you can not have held a ATB Self Serve, Business Plus or Business Premium Account, Unlimited, Flex Fit, Go 5, Free Banking for Startups, Pay as You Go, Pay as You Go With Interest, Custom Account I and II, Mush Operating Account, Commercial Operating Account, ATB Wealth Private Business Account, Community Spirit Account, AgriInvest Savings Account, Business Growth Plus Savings Account, Business Savings Account, Notice on Amount 31 days, Springboard Savings Account, T-Bill Savings Account, US Dollar Savings Account, US Savings Account, Real Estate Trust Account and Law Firm Trust Account between October 1, 2024 - October 1, 2025.

To qualify for the additional cash by adding a Alberta Rewards Businesscard™ Mastercard®, you can not have held an Alberta Businesscard™ Mastercard®, Alberta Rewards Businesscard™ Mastercard®, Alberta Agri-Industry Businesscard® Mastercard®, Alberta Gold Ag-Rewards Bus. Mastercard®, or ATB MyBusiness® Rewards Mastercard® previously.

ATB reserves the right, at its sole discretion, to determine if an account is “in good standing”. ATB considers "in good standing" as a client who has abided by the terms and conditions of their account. An example of what would be "not in good standing" is two or more non-sufficient funds (NSF) items within three months of opening an account(s) or has an unrecoverable chargeback or unpaid item. 

The key dates for this promotional offer are:

  • October 1, 2025 to  December 15, 2025: Open an ATB business operating account and/or Alberta Rewards Businesscard™ Mastercard®.
  • October 1, 2025 to February 28, 2026: Complete 3 (or more) qualifying digital transactions using ATB Business web or app to earn the $200 operating account payout. You must also complete three (3) or more purchases on your Alberta Rewards Businesscard™ Mastercard® to earn the $200 Mastercard® payout.
  • December 16, 2025 through to February 28, 2026: Maintain a minimum daily closing balance in the qualifying business operating account. The balance must remain at or above the threshold amount consecutively during the qualifying period. 
  • March 16, 2026: Cash bonus(es) will be made into the eligible business account by 11:59 pm MT.

No, this offer cannot be combined with any other business banking account offer (e.g. Free Banking for 2025 Startups). 

You have until 10:00 am MT on March 27, 2026 to notify ATB if you believe you qualify for the offer but did not receive the cash bonus(es). ATB reserves the right, at its sole discretion, to verify your eligibility. 

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