Get expert advice and $1,220* to grow.
Ready to evolve your small business banking and receive an offer of up to 1,220? Book a meeting with a business advisor to start.
1,221 reasons to move your small business banking
Your business banking should do more.
Financial guidance
Unlock your potential with expert guidance on financial planning, fraud prevention, and economic analysis—supported by customized growth roadmaps.
A partner for growth
Gain a team who understands our unique economic landscape and will stand by your side through every stage—from operations to scaling and growth.
Professional connections
Connect to ATB’s network of professional services. We ensure you have the right partners to reach your business’ full potential.
Operating financial tools and solutions
Streamline cash flow and simplify payments with operating accounts and digital tools. Plus, get flexible borrowing options and earn valuable rewards with our business credit cards.
Connect with us to unlock your $1,220*
Transition your business to ATB before January 30, 2027 and unlock up to $1,220* in business banking incentives along the way.
Review our qualifying business operating accounts
Lowest monthly fee account
Business Self-serve Account
- Monthly fee: $61
- Digital transactions: unlimited
- ATB Moneris® deposits: unlimited
- Team member assisted transactions: $5 per transaction1
Flexibility of digital, in-branch, and ABM banking
Business Plus Account
- Monthly fee: $402
- Digital transactions: First 150 included, then $1.50 per2
- Team member assisted transactions: 10 included, then $1.50 per2
Fee waived with a min. balance of $75,000
Business Premium Service Account
- Monthly fee: $1003
- Digital transactions: unlimited
- ATB Moneris® deposits: unlimited
- Team member assisted transactions: 100 included, then $1.50 per3
Ready to move? We’ve got you every step of the way.
Support for account setup
Partner with an ATB Business Advisor to seamlessly open accounts, set up borrowing and cash management solutions, and configure your digital tools.
Monitored transitioning
Our dedicated advisors will support switching banks every step of the way—assisting with pre-authorized payment transfers, monitoring existing accounts, and strategically timing your move.
Professional service introductions
Meet with ATB who will connect you with professional experts in accounting, law, and taxes. Earn up to $500 to use towards their services.
Operating account options
Affordable operating accounts designed to support your business as it grows. Whether you're handling just a few transactions or hundreds each month, we're here with a solution that fits your cash flow perfectly.
Rewards Mastercards®
Benefit from flexible payment terms while collecting reward points to treat yourself, your team, or your clients.
Frequently asked questions
Unfortunately, no. Your company must have been Incorporated or Registered on or prior to December 31, 2025. However, you do qualify for Free Banking for 2026 Startups.
This offer is only available to a business:
- Incorporated or Registered on or prior to December 31, 2025.
- With owners who are 18 years of age or older.
- Who is a resident(s) of Alberta.
- Is for-profit, small business headquartered in Alberta
- Requires or has $250,000 or less in ATB business lending products.
- Who does not currently have, or has not had, a qualifying ATB business operating or savings account between September 8, 2024 - September 8, 2026.
- See T&Cs for the full exclusion list.
- Who does not currently have or have had a qualifying ATB Business Mastercard (including the Alberta Gold Ag-Rewards Bus. Mastercard®).
- In operation (active business registration status) at 11:59 pm MST on March 25, 2027, to receive the payouts.
To earn the maximum $1,220* bonus:
A new qualifying ATB operating account first must be opened during the campaign period in order to qualify for the additional incentives:
First open a new qualifying ATB Business Operating Account: $200
ATB Business Self-serve, ATB Business Plus, or ATB Business Premium Account between September 8, 2026, and January 30, 2027 (at 5:00 PM MST). See T&Cs for additional criteria.
Open a new qualifying ATB Business Mastercard: $120
ATB Alberta Businesscard™ Mastercard®, ATB Alberta Rewards Businesscard™ Mastercard®, or ATB MyBusiness® Rewards Mastercard® between September 8, 2026, and January 30, 2027 (at 5:00 PM MST). See T&Cs for additional criteria.
Make Payments in your new qualifying operating account: $100 Bonus
Complete 2 (or more) qualifying digital payments via ATB Business online or mobile platform between September 8, 2026 - March 12, 2027 (Interac e-transfer, Single EFT, or bill payments, and are inclusive of pre-authorized or automatic payments.)
Meet with An ATB Business Advisor: Professional Services Credit: $250
Complete a follow-up appointment (phone, digital, or in-person) within 90 days of account opening OR by March 19, 2027 (whichever comes first).
Deposit $30,000: Professional Services Credit +$250
If during the scheduled follow-up meeting with an ATB Business Advisor, your new qualifying operating account balance meets or exceeds $30,000, the Professional Services Credit increases by $250, to a total of $500. Paid to your new qualifying operating account one month following the appointment).
Keep $30,000 during qualifying period: $300
Maintain a daily deposit closing balance at $30,000 or more, consecutively in your new qualifying operating account during the period of February 1, 2027 to March 12, 2027.
The offer is limited to a maximum total payout of $1,220* per client. If you have multiple business accounts with ATB, the payout will only be credited to one ATB qualifying business operating account that qualified first. The incentive payout will not exceed the $1,220 limit.
Most cash payouts will be deposited into the new qualifying ATB Business operating account by 11:59 pm MST on March 25, 2027, provided all qualifying requirements are met. With the exception of the The Professional Services Credit ($250 to $500) will be processed monthly proceeding your completed follow-up appointment with an ATB Business Advisor.
If a client believes they qualify but has not received their bonus, they have until 5:00 pm MST on April 30, 2027 to notify ATB for eligibility verification.
No. This campaign cannot be combined with any other account offer.
Book an appointment with an ATB Business Advisor for a virtual, over the phone, or in-person meeting by completing this form.
No. To obtain the bonus(es), balances must be held in the qualifying ATB Business operating account (ATB Business Self-serve, ATB Business Plus, or ATB Business Premium).
Let’s plan your next steps.
We’re here to help move your banking and help you navigate your small business goals.
Book a connect
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Including in-branch debits, credits & bill payments; electronic debits, credits & bill payments; additional telephone inquiries & transfers; and Interac e-transfers. Other items, such as cash and coin purchases or deposits, electronic funds transfers, wire transfers, bank drafts and NSF charges, are subject to additional charges.
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Including in-branch debits, credits & bill payments; electronic debits, credits & bill payments; additional telephone inquiries & transfers; and Interac e-transfers. Other items, such as cash and coin purchases or deposits, electronic funds transfers, wire transfers, bank drafts and NSF charges, are subject to additional charges.
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Including in-branch debits, credits & bill payments; electronic debits, credits & bill payments; additional telephone inquiries & transfers; and Interac e-transfers. Other items, such as cash and coin purchases or deposits, electronic funds transfers, wire transfers, bank drafts and NSF charges, are subject to additional charges.
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* Find Small Business Banking Offer Terms and Conditions HERE
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ATB may change, extend or withdraw this Campaign Offer at any time without notice. ATB reserves the right, at our sole discretion, to suspend, disqualify, limit or revoke the Offer(s) for any client we suspect of manipulating or abusing any of the offers included in this Campaign Offer.